A L E C Federal Credit Union


Our records indicate that this credit union has been acquired by CAMPUS.


Headquarters

10725 Airline Hwy
Baton Rouge, LA 70816
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Notable Rates APY Vs.Others
Savings N.A. 4.15% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

A L E C is an NCUA insured institution located in Baton Rouge, LA. It was founded in 1968 and has approximately $5.87 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 19131
Date Established 1968
Assets $5.87 million
Loans $1.00 million
Deposits $4.06 million
Capital $1.81 million
 

Deposit Rates - September 18, 2026

Your Current Location: New York, NY 10116

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Loan Rates - September 18, 2026

Your Current Location: New York, NY 10116

There are currently no loan rates available for A L E C

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



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Featured - New York Home Equity Line Of Credit Rates 2026

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Branches

Below are A L E C branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
New York City,New York


A L E C Locations around zip code 10116


BranchDistance Map View Lobby Hours

ALEC Federal Credit Union

1150.71 A View Lobby Hours


Climate Policy and Initiatives

A L E C is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

A L E C Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of A L E C. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
A L E C U.S. Average
0.49% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, A L E C had $9,290 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,810,981 in net worth and $79,063 in loans loss reserves. That gives it a Texas Ratio of 0.49%.

Net Worth
A L E C U.S. Average
30.85% 14.48%

A L E C FCU has a net worth of 30.85% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



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