P.O. Box 3788
South Bend, IN 46619
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.08% 1.00% →
1-Year CD 0.75% 0.95% →
2-Year CD 1.00% 0.95% →
5-Year CD 1.45% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Aaa is an NCUA insured institution located in South Bend, IN. It was founded in 1939 and has approximately $64.34 millions in assets.

NCUA Insured Yes
Charter Number # # 3412
Date Established 1939
Assets $64.34 million
Loans $27.24 million
Deposits $56.73 million
Capital $7.42 million

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer, or attend school in St. Joseph County, Indiana.

Deposit Rates - October 19, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.08% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.15% $10,000 $14,999 Learn More
3 Mo CD
0.15% $100,000 $199,999 Learn More
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.75% $10,000 $14,999 Learn More
12 Mo CD
0.75% $100,000 $199,999 Learn More
18 Mo CD
0.80% $10,000 $14,999 Learn More
18 Mo CD
0.80% $100,000 $199,999 Learn More
24 Mo CD
1.00% $10,000 $14,999 Learn More
24 Mo CD
1.00% $100,000 $199,999 Learn More
30 Mo CD
1.05% $10,000 $14,999 Learn More
30 Mo CD
1.05% $100,000 $199,999 Learn More
36 Mo CD
1.15% $10,000 $14,999 Learn More
36 Mo CD
1.15% $100,000 $199,999 Learn More
48 Mo CD
1.25% $10,000 $14,999 Learn More
48 Mo CD
1.25% $100,000 $199,999 Learn More
60 Mo CD
1.45% $10,000 $14,999 Learn More
60 Mo CD
1.45% $100,000 $199,999 Learn More

Loan Rates - October 19, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for AAA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
2.574% 2.500% 1.00 $2,445 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to AAA
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Below are Aaa branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Aaa Locations

Financial Details

Aaa Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Aaa. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Aaa U.S. Average
0.78% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Aaa had $39,752 in non-current loans and $19,239 in owned assets. To cover these potential losses it had $7,415,261 in net worth and $142,422 in loans loss reserves. That gives it a Texas Ratio of 0.78%.

Net Worth
Aaa U.S. Average
11.52% 13.61%

Aaa FCU has a net worth of 11.52% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Aaa

Branches and Savings

What is Aaa?

A federal credit union, registered with the NCUA under certificate #3412.
Learn more about credit unions here.

Is Aaa FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Aaa?

Please see Field of Membership information above for information on who is eligible to join.

What are Aaa's share account and share certificate rates?

Aaa's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Aaa?

Aaa has total capital of $7.42 million. Full information on Aaa's financial position is located above.

Who owns Aaa?

Credit Unions are owned by their members.

Where are Aaa branches located?

See branch locations nearby.

Are Aaa ATMs Open 24/7?

Do Aaa ATMs accept cash deposits?

Can Aaa customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Aaa have a mobile app?

Does Aaa have mobile deposit?

Does Aaa have quick pay?

How can Aaa transfer money to other banks or credit unions?

Does Aaa report to credit bureaus?

Does Aaa use Chexsystems?

Does Aaa use Equifax?

What is Aaa's toll free phone number?

What is Aaa's ACH Routing Number?

What is Aaa's SWIFT code?

Where can I find Aaa's wire transfer form?

What is the Aaa address for deposits?

What Products Does Aaa Offer

Does Aaa offer mortgages?

Compare mortgage rates here.

Does Aaa offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Aaa offer auto and RV loans?

Compare auto loan rates here.

Does Aaa offer student loans or personal loans?

Compare personal loan rates here.

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