Alatrust

Headquarters

1810 Merchants Dr
Hoover, AL 35244
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.65% →
1-Year CD 0.50% 0.70% →
2-Year CD 0.75% 0.75% →
5-Year CD 1.20% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Alatrust is an NCUA insured institution located in Hoover, AL. It was founded in 1935 and has approximately $160.35 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 60934
Date Established 1935
Assets $160.35 million
Loans $77.89 million
Deposits $138.66 million
Capital $20.66 million
 

Field of Membership Restrictions

Membership to Ala Trust CU is available to anyone who holds residence, employment, worships, or is registered in school in these Alabama Counties; Jefferson, Calhoun, and Walker. You may also join this CU if you are employed with any of the CU-affiliated SEG's, or you have a family member that is a current CU member.

Deposit Rates - June 21, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.55% $10,000 $14,999 Learn More
18 Mo CD
0.55% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
30 Mo CD
0.80% $10,000 $14,999 Learn More
30 Mo CD
0.80% $100,000 $199,999 Learn More
36 Mo CD
0.85% $10,000 $14,999 Learn More
36 Mo CD
0.85% $100,000 $199,999 Learn More
48 Mo CD
1.10% $10,000 $14,999 Learn More
48 Mo CD
1.10% $100,000 $199,999 Learn More
60 Mo CD
1.20% $10,000 $14,999 Learn More
60 Mo CD
1.20% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - June 21, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for ALATRUST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
CIT Bank
NMLS ID: 541760
3.016% 2.950% 0.88 $2,105 $1,048 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.840 %
Intro Period: 12 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to ALATRUST
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Alatrust branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Alatrust Locations


Financial Details

Alatrust Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Alatrust. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Alatrust U.S. Average
4.04% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Alatrust had $880,710 in non-current loans and $16,536 in owned assets. To cover these potential losses it had $20,664,165 in net worth and $1,529,530 in loans loss reserves. That gives it a Texas Ratio of 4.04%.

Net Worth
Alatrust U.S. Average
12.88% 12.67%

Alatrust FCU has a net worth of 12.88% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Alatrust

Branches and Savings

What is Alatrust?

A credit union, registered with the NCUA under certificate #60934.
Learn more about credit unions here.

Is Alatrust FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Alatrust is insured by the NCUA.

Who can join Alatrust?

Please see Field of Membership information above for information on who is eligible to join.

What are Alatrust's share account and share certificate rates?

Alatrust's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Alatrust?

Alatrust has total capital of $20.66 million. Full information on Alatrust's financial position is located above.

Who owns Alatrust?

Credit Unions are owned by their members.

Where are Alatrust branches located?

See branch locations nearby.

Are Alatrust ATMs Open 24/7?

Do Alatrust ATMs accept cash deposits?

Can Alatrust customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Alatrust have a mobile app?

Does Alatrust have mobile deposit?

Does Alatrust have quick pay?

How can Alatrust transfer money to other banks or credit unions?

Does Alatrust report to credit bureaus?

Does Alatrust use Chexsystems?

Does Alatrust use Equifax?

What is Alatrust's toll free phone number?

What is Alatrust's ACH Routing Number?

What is Alatrust's SWIFT code?

Where can I find Alatrust's wire transfer form?

What is the Alatrust address for deposits?

What Products Does Alatrust Offer

Does Alatrust offer mortgages?

Compare mortgage rates here.

Does Alatrust offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Alatrust offer auto and RV loans?

Compare auto loan rates here.

Does Alatrust offer student loans or personal loans?

Compare personal loan rates here.

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