ALATRUST

1810 MERCHANTS DR
Hoover, AL 35244

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 60934
Date Established 1935
Assets $137.50 million
Loans $64.28 million
Deposits $121.37 million
Capital $18.19 million

Alatrust is an NCUA insured institution located in Hoover, AL. It was founded in 1935 and has approximately $137.5 millions in assets.

Field of Membership Restrictions

Membership to Ala Trust CU is available to anyone who holds residence, employment, worships, or is registered in school in these Alabama Counties; Jefferson, Calhoun, and Walker. You may also join this CU if you are employed with any of the CU-affiliated SEG's, or you have a family member that is a current CU member.

Deposit Rates - February 19, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.20% $2,500 $9,999 Learn MoreShow Less
Money Market
0.25% $10,000 $24,999 Learn MoreShow Less
Money Market
0.30% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.05% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.25% $1,000 - Learn MoreShow Less
6 Mo CD
0.65% $1,000 - Learn MoreShow Less
12 Mo CD
1.00% $1,000 - Learn MoreShow Less
18 Mo CD
1.15% $1,000 - Learn MoreShow Less
24 Mo CD
1.50% $1,000 - Learn MoreShow Less
30 Mo CD
1.75% $1,000 - Learn MoreShow Less
36 Mo CD
2.00% $1,000 - Learn MoreShow Less
48 Mo CD
2.50% $1,000 - Learn MoreShow Less
60 Mo CD
2.75% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.15% $101 $9,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1,000 $9,999 Learn MoreShow Less

Loan Rates - February 19, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ALATRUST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
4.146% 4.125% 0.25 $638 $1,212 Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More
PenFed Credit Union
NMLS ID: 401822
4.502% 4.375% 0.50 $3,750 $1,249 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Flagstar Bank
Flagstar Bank
Intro APR
3.490 %
After Intro: 6.240 %
Intro Period: 6 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info

Note to ALATRUST
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Alatrust branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Alatrust Locations


Financial Details

Alatrust Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Alatrust. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Alatrust U.S. Average
2.43% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Alatrust had $198,227 in non-current loans and $269,087 in owned assets. To cover these potential losses it had $18,190,183 in net worth and $1,010,965 in loans loss reserves. That gives it a Texas Ratio of 2.43%.

Net Worth
Alatrust U.S. Average
13.22% 13.21%

Alatrust FCU has a net worth of 13.22% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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