Alderson Fci


P. O. Box A
Alderson, WV 24910
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Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Alderson Fci is an NCUA insured institution located in Alderson, WV. It was founded in 1955 and has approximately $9.2 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 10520
Date Established 1955
Assets $9.20 million
Loans $5.19 million
Deposits $7.95 million
Capital $1.22 million

Deposit Rates - April 16, 2021

Your Current Location: Virginia, VA 20146

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Loan Rates - April 16, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ALDERSON FCI

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

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3.368% 3.250% 1.00 $3,750 $1,089 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

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Third Federal Savings and Loan
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2.240 %
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Financial Details

Alderson Fci Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Alderson Fci. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Alderson Fci U.S. Average
4.28% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Alderson Fci had $59,801 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,217,295 in net worth and $180,678 in loans loss reserves. That gives it a Texas Ratio of 4.28%.

Net Worth
Alderson Fci U.S. Average
13.23% 12.67%

Alderson Fci FCU has a net worth of 13.23% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Alderson Fci

Branches and Savings

What is Alderson Fci?

A federal credit union, registered with the NCUA under certificate #10520.
Learn more about credit unions here.

Is Alderson Fci FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Alderson Fci is insured by the NCUA.

Who can join Alderson Fci?

Please see Field of Membership information above for information on who is eligible to join.

What are Alderson Fci's share account and share certificate rates?

Alderson Fci's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Alderson Fci?

Alderson Fci has total capital of $1.22 million. Full information on Alderson Fci's financial position is located above.

Who owns Alderson Fci?

Credit Unions are owned by their members.

Where are Alderson Fci branches located?

See branch locations nearby.

Are Alderson Fci ATMs Open 24/7?

Do Alderson Fci ATMs accept cash deposits?

Can Alderson Fci customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Alderson Fci have a mobile app?

Does Alderson Fci have mobile deposit?

Does Alderson Fci have quick pay?

How can Alderson Fci transfer money to other banks or credit unions?

Does Alderson Fci report to credit bureaus?

Does Alderson Fci use Chexsystems?

Does Alderson Fci use Equifax?

What is Alderson Fci's toll free phone number?

What is Alderson Fci's ACH Routing Number?

What is Alderson Fci's SWIFT code?

Where can I find Alderson Fci's wire transfer form?

What is the Alderson Fci address for deposits?

What Products Does Alderson Fci Offer

Does Alderson Fci offer mortgages?

Compare mortgage rates here.

Does Alderson Fci offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Alderson Fci offer auto and RV loans?

Compare auto loan rates here.

Does Alderson Fci offer student loans or personal loans?

Compare personal loan rates here.

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