Hunt Valley, MD 21031
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Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Atlantic Financial is an NCUA insured institution located in Hunt Valley, MD. It was founded in 1950 and has approximately $97.87 millions in assets.

NCUA Insured Yes
Charter Number # # 6652
Date Established 1950
Assets $97.87 million
Loans $63.03 million
Deposits $86.68 million
Capital $10.85 million

Field of Membership Restrictions

Membership in Atlantic Financial Federal Credit Union is open to employees of Comcast Corporation, Helix Health Systems, VERIZON, VERIZON Wireless and over 100 area Select Employer Groups.

Deposit Rates - October 28, 2020

Your Current Location: Virginia, VA 20146

We do not yet have rates for Atlantic Financial

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Loan Rates - October 28, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ATLANTIC FINANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
2.669% 2.625% 0.63 $1,450 $1,005 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

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Atlantic Financial Locations

Financial Details

Atlantic Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Atlantic Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Atlantic Financial U.S. Average
7.91% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Atlantic Financial had $906,179 in non-current loans and $0 in owned assets. To cover these potential losses it had $10,846,472 in net worth and $615,416 in loans loss reserves. That gives it a Texas Ratio of 7.91%.

Net Worth
Atlantic Financial U.S. Average
11.08% 13.61%

Atlantic Financial FCU has a net worth of 11.08% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Atlantic Financial

Branches and Savings

What is Atlantic Financial?

A federal credit union, registered with the NCUA under certificate #6652.
Learn more about credit unions here.

Is Atlantic Financial FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Atlantic Financial?

Please see Field of Membership information above for information on who is eligible to join.

What are Atlantic Financial's share account and share certificate rates?

Atlantic Financial's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Atlantic Financial?

Atlantic Financial has total capital of $10.85 million. Full information on Atlantic Financial's financial position is located above.

Who owns Atlantic Financial?

Credit Unions are owned by their members.

Where are Atlantic Financial branches located?

See branch locations nearby.

Are Atlantic Financial ATMs Open 24/7?

Do Atlantic Financial ATMs accept cash deposits?

Can Atlantic Financial customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Atlantic Financial have a mobile app?

Does Atlantic Financial have mobile deposit?

Does Atlantic Financial have quick pay?

How can Atlantic Financial transfer money to other banks or credit unions?

Does Atlantic Financial report to credit bureaus?

Does Atlantic Financial use Chexsystems?

Does Atlantic Financial use Equifax?

What is Atlantic Financial's toll free phone number?

What is Atlantic Financial's ACH Routing Number?

What is Atlantic Financial's SWIFT code?

Where can I find Atlantic Financial's wire transfer form?

What is the Atlantic Financial address for deposits?

What Products Does Atlantic Financial Offer

Does Atlantic Financial offer mortgages?

Compare mortgage rates here.

Does Atlantic Financial offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Atlantic Financial offer auto and RV loans?

Compare auto loan rates here.

Does Atlantic Financial offer student loans or personal loans?

Compare personal loan rates here.

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