BAKERSFIELD CITY EMPLOYEES

2817 16TH ST
Bakersfield, CA 93301

Notable Rates APY Vs.Others
Savings N.A. 2.30% →
1-Year CD N.A. 2.25% →
2-Year CD N.A. 2.50% →
5-Year CD N.A. 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Bakersfield City Employees is an NCUA insured institution located in Bakersfield, CA. It was founded in 1936 and has approximately $29.78 millions in assets.

NCUA Insured Yes
Charter Number # # 1339
Date Established 1936
Assets $29.78 million
Loans $15.36 million
Deposits $26.75 million
Capital $2.84 million
 

Field of Membership Restrictions

Membership is open to employees of the City of Bakersfield, Golden Empire Transit, and BNSF Railroad.

Deposit Rates - December 11, 2019

Your Current Location: Washington, WA 98109

We do not yet have rates for Bakersfield City Employees

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Bakersfield City Employees

Note to Bakersfield City Employees
To upload and update your credit union's rates please register. It is free to register and add rates.

There are currently no rates available for Bakersfield City Employees, but see these great savings and CD rates:

Advertiser Disclosure

Loan Rates - December 11, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for BAKERSFIELD CITY EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.633% 3.625% 0.13 $248 $1,141 Learn More
First Internet Bank
NMLS ID: 424182
3.625% 3.625% -0.13 ($242) $1,141 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to BAKERSFIELD CITY EMPLOYEES
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Bakersfield City Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Bakersfield City Employees Locations


Financial Details

Bakersfield City Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bakersfield City Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Bakersfield City Employees U.S. Average
8.57% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Bakersfield City Employees had $16,224 in non-current loans and $235,717 in owned assets. To cover these potential losses it had $2,836,316 in net worth and $103,756 in loans loss reserves. That gives it a Texas Ratio of 8.57%.

Net Worth
Bakersfield City Employees U.S. Average
9.52% 13.65%

Bakersfield City Employees FCU has a net worth of 9.52% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Bakersfield City Employees

Branches and Savings

What is Bakersfield City Employees?

A federal credit union, registered with the NCUA under certificate #1339.
Learn more about credit unions here.

Is Bakersfield City Employees FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Bakersfield City Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Bakersfield City Employees's share account and share certificate rates?

Bakersfield City Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Bakersfield City Employees?

Bakersfield City Employees has total capital of $2.84 million. Full information on Bakersfield City Employees's financial position is located above.

Who owns Bakersfield City Employees?

Credit Unions are owned by their members.

Where are Bakersfield City Employees branches located?

See branch locations nearby.

Are Bakersfield City Employees ATMs Open 24/7?

Do Bakersfield City Employees ATMs accept cash deposits?

Can Bakersfield City Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Bakersfield City Employees have a mobile app?

Does Bakersfield City Employees have mobile deposit?

Does Bakersfield City Employees have quick pay?

How can Bakersfield City Employees transfer money to other banks or credit unions?

Does Bakersfield City Employees report to credit bureaus?

Does Bakersfield City Employees use Chexsystems?

Does Bakersfield City Employees use Equifax?

What is Bakersfield City Employees's toll free phone number?

What is Bakersfield City Employees's ACH Routing Number?

What is Bakersfield City Employees's SWIFT code?

Where can I find Bakersfield City Employees's wire transfer form?

What is the Bakersfield City Employees address for deposits?

What Products Does Bakersfield City Employees Offer

Does Bakersfield City Employees offer mortgages?

Compare mortgage rates here.

Does Bakersfield City Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bakersfield City Employees offer auto and RV loans?

Compare auto loan rates here.

Does Bakersfield City Employees offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Bakersfield City Employees

There are currently no comments for Bakersfield City Employees. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →