17 W 73rd Ave
Merrillville, IN 46410
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Base is an NCUA insured institution located in Merrillville, IN. It was founded in 1937 and has approximately $10.29 millions in assets.

NCUA Insured Yes
Charter Number # # 2060
Date Established 1937
Assets $10.29 million
Loans $5.00 million
Deposits $9.67 million
Capital $0.59 million

Deposit Rates - October 25, 2020

Your Current Location: Virginia, VA 20146

We do not yet have rates for Base

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Loan Rates - October 25, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for BASE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
1Rate, Inc
NMLS ID: 1948084
License#: MC-7051
2.567% 2.500% 0.88 $2,216 $988 Learn More
NMLS ID: 2890
License#: MC-3098
2.575% 2.500% 1.00 $2,470 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to BASE
To upload and update your bank's rates please register. It is free to register and add rates.


Below are Base branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Base Locations

Financial Details

Base Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Base. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Base U.S. Average
36.07% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Base had $231,702 in non-current loans and $0 in owned assets. To cover these potential losses it had $585,498 in net worth and $56,826 in loans loss reserves. That gives it a Texas Ratio of 36.07%.

Net Worth
Base U.S. Average
5.69% 13.61%

Base FCU has a net worth of 5.69% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Base

Branches and Savings

What is Base?

A federal credit union, registered with the NCUA under certificate #2060.
Learn more about credit unions here.

Is Base FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Base?

Please see Field of Membership information above for information on who is eligible to join.

What are Base's share account and share certificate rates?

Base's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Base?

Base has total capital of $0.59 million. Full information on Base's financial position is located above.

Who owns Base?

Credit Unions are owned by their members.

Where are Base branches located?

See branch locations nearby.

Are Base ATMs Open 24/7?

Do Base ATMs accept cash deposits?

Can Base customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Base have a mobile app?

Does Base have mobile deposit?

Does Base have quick pay?

How can Base transfer money to other banks or credit unions?

Does Base report to credit bureaus?

Does Base use Chexsystems?

Does Base use Equifax?

What is Base's toll free phone number?

What is Base's ACH Routing Number?

What is Base's SWIFT code?

Where can I find Base's wire transfer form?

What is the Base address for deposits?

What Products Does Base Offer

Does Base offer mortgages?

Compare mortgage rates here.

Does Base offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Base offer auto and RV loans?

Compare auto loan rates here.

Does Base offer student loans or personal loans?

Compare personal loan rates here.

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