Baton Rouge Telco Federal Credit Union
13404 Airline Hwy
Baton Rouge, LA 70817
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2023 Overview
General Credit Union Information
Baton Rouge Telco is an NCUA insured institution located in Baton Rouge, LA. It was founded in 1936 and has approximately $406.14 millions in assets.
Who can join?
1936 - Baton Rouge Telco Federal Credit Union was chartered to serve the employees of Southern Bell Telephone and Telegraph Company.
1980s - Baton Rouge Telco extended its membership beyond the Telephone Company and took in Select Employee Groups (SEGs).
2004 - Baton Rouge Telco extended its membership again to the Baton Rouge Metropolitan area to include anyone who lives, works, worships, or attends school in the following parishes:
Ascension, East Baton Rouge, East Feliciana, Iberville, Livingston, Pointe Coupee, Saint Helena, West Baton Rouge, West Feliciana and Tangipahoa Parishes.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 1726 |
| Date Established | 1936 |
| Assets | $406.14 million |
| Loans | $357.54 million |
| Deposits | $356.02 million |
| Capital | $47.93 million |
Field of Membership Restrictions
Deposit Rates - March 22, 2023
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.20% | $2,500 | $2,999 |
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|
|
Money Market
|
0.20% | $10,000 | $14,999 |
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|
|
Money Market
|
0.20% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.05% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.05% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.10% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.10% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.40% | $1 | $499 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - March 22, 2023
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for Baton Rouge Telco
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Virginia 30 Year Fixed Mortgage Rates 2023
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
7.022% | 6.875% | 1.00 | $3,750 | $1,643 | Learn More |
NMLS ID: Not lender |
Learn More |
Featured - Virginia Home Equity Line Of Credit Rates 2023
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Bethpage Federal Credit Union See Table |
Intro APR 7.240 % After Intro: 8.250 % Intro Period: 12 months |
$25,000 |
Learn More
More Info |
Third Federal Savings and Loan See Table |
6.990 %
|
$0 |
Learn More
More Info |
Note to Baton Rouge Telco
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Baton Rouge Telco branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Climate Initiatives
BATON ROUGE TELCO is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Financial Details
Baton Rouge Telco Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Baton Rouge Telco. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Baton Rouge Telco | U.S. Average |
|---|---|
| 6.78% | 4.63 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of September 30, 2022, Baton Rouge Telco had $3,023,261 in non-current loans and $263,316 in owned assets. To cover these potential losses it had $47,929,340 in net worth and $524,439 in loans loss reserves. That gives it a Texas Ratio of 6.78%.
Net Worth
| Baton Rouge Telco | U.S. Average |
|---|---|
| 11.8% | 12.52% |
Baton Rouge Telco FCU has a net worth of 11.8% versus the BestCashCow average of 12.52. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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