BATON ROUGE TELCO

Headquarters

13404 AIRLINE HWY
Baton Rouge, LA 70817
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.40% →
1-Year CD 0.90% 1.15% →
2-Year CD 0.95% 1.26% →
5-Year CD 1.10% 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Baton Rouge Telco is an NCUA insured institution located in Baton Rouge, LA. It was founded in 1936 and has approximately $331.02 millions in assets.

Who can join?

1936 - Baton Rouge Telco Federal Credit Union was chartered to serve the employees of Southern Bell Telephone and Telegraph Company.

1980s - Baton Rouge Telco extended its membership beyond the Telephone Company and took in Select Employee Groups (SEGs).

2004 - Baton Rouge Telco extended its membership again to the Baton Rouge Metropolitan area to include anyone who lives, works, worships, or attends school in the following parishes:

Ascension, East Baton Rouge, East Feliciana, Iberville, Livingston, Pointe Coupee, Saint Helena, West Baton Rouge, West Feliciana and Tangipahoa Parishes.

NCUA Insured Yes
Charter Number # # 1726
Date Established 1936
Assets $331.02 million
Loans $279.11 million
Deposits $292.90 million
Capital $36.46 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Ascension, East Baton Rouge, East Feliciana, Iberville, Livingston, Pointe Coupee, Saint Helena, West Baton Rouge, West Feliciana and Tangipahoa Parishes.

Deposit Rates - July 6, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $50 - Learn More
Money Market
0.20% $2,500 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.45% $500 - Learn More
6 Mo CD
0.80% $500 - Learn More
12 Mo CD
0.90% $500 - Learn More
24 Mo CD
0.95% $500 - Learn More
36 Mo CD
1.00% $500 - Learn More
48 Mo CD
1.05% $500 - Learn More
60 Mo CD
1.10% $500 - Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.40% $1 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.90% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 - Learn MoreShow Less

Loan Rates - July 6, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for BATON ROUGE TELCO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.039% 3.000% 0.50 $1,250 $1,055 Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info

Note to BATON ROUGE TELCO
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Baton Rouge Telco branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Baton Rouge Telco Locations


Financial Details

Baton Rouge Telco Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Baton Rouge Telco. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Baton Rouge Telco U.S. Average
14.93% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Baton Rouge Telco had $5,564,546 in non-current loans and $94,884 in owned assets. To cover these potential losses it had $36,462,557 in net worth and $1,454,586 in loans loss reserves. That gives it a Texas Ratio of 14.93%.

Net Worth
Baton Rouge Telco U.S. Average
11.01% 13.86%

Baton Rouge Telco FCU has a net worth of 11.01% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Baton Rouge Telco

Branches and Savings

What is Baton Rouge Telco?

A federal credit union, registered with the NCUA under certificate #1726.
Learn more about credit unions here.

Is Baton Rouge Telco FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Baton Rouge Telco?

Please see Field of Membership information above for information on who is eligible to join.

What are Baton Rouge Telco's share account and share certificate rates?

Baton Rouge Telco's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Baton Rouge Telco?

Baton Rouge Telco has total capital of $36.46 million. Full information on Baton Rouge Telco's financial position is located above.

Who owns Baton Rouge Telco?

Credit Unions are owned by their members.

Where are Baton Rouge Telco branches located?

See branch locations nearby.

Are Baton Rouge Telco ATMs Open 24/7?

Do Baton Rouge Telco ATMs accept cash deposits?

Can Baton Rouge Telco customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Baton Rouge Telco have a mobile app?

Does Baton Rouge Telco have mobile deposit?

Does Baton Rouge Telco have quick pay?

How can Baton Rouge Telco transfer money to other banks or credit unions?

Does Baton Rouge Telco report to credit bureaus?

Does Baton Rouge Telco use Chexsystems?

Does Baton Rouge Telco use Equifax?

What is Baton Rouge Telco's toll free phone number?

What is Baton Rouge Telco's ACH Routing Number?

What is Baton Rouge Telco's SWIFT code?

Where can I find Baton Rouge Telco's wire transfer form?

What is the Baton Rouge Telco address for deposits?

What Products Does Baton Rouge Telco Offer

Does Baton Rouge Telco offer mortgages?

Compare mortgage rates here.

Does Baton Rouge Telco offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Baton Rouge Telco offer auto and RV loans?

Compare auto loan rates here.

Does Baton Rouge Telco offer student loans or personal loans?

Compare personal loan rates here.

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