Baton Rouge Telco Federal Credit Union

Headquarters

13404 Airline Hwy
Baton Rouge, LA 70817
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.02% →
1-Year CD 0.80% 1.45% →
2-Year CD 0.85% 2.31% →
5-Year CD 1.10% 3.00% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Baton Rouge Telco is an NCUA insured institution located in Baton Rouge, LA. It was founded in 1936 and has approximately $385.19 millions in assets.

Who can join?

1936 - Baton Rouge Telco Federal Credit Union was chartered to serve the employees of Southern Bell Telephone and Telegraph Company.

1980s - Baton Rouge Telco extended its membership beyond the Telephone Company and took in Select Employee Groups (SEGs).

2004 - Baton Rouge Telco extended its membership again to the Baton Rouge Metropolitan area to include anyone who lives, works, worships, or attends school in the following parishes:

Ascension, East Baton Rouge, East Feliciana, Iberville, Livingston, Pointe Coupee, Saint Helena, West Baton Rouge, West Feliciana and Tangipahoa Parishes.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1726
Date Established 1936
Assets $385.19 million
Loans $320.29 million
Deposits $339.04 million
Capital $44.26 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Ascension, East Baton Rouge, East Feliciana, Iberville, Livingston, Pointe Coupee, Saint Helena, West Baton Rouge, West Feliciana and Tangipahoa Parishes.

Deposit Rates - May 20, 2022

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.65% $10,000 $14,999 Learn More
6 Mo CD
0.65% $100,000 $199,999 Learn More
12 Mo CD
0.80% $10,000 $14,999 Learn More
12 Mo CD
0.80% $100,000 $199,999 Learn More
24 Mo CD
0.85% $10,000 $14,999 Learn More
24 Mo CD
0.85% $100,000 $199,999 Learn More
36 Mo CD
0.95% $10,000 $14,999 Learn More
36 Mo CD
0.95% $100,000 $199,999 Learn More
48 Mo CD
1.05% $10,000 $14,999 Learn More
48 Mo CD
1.05% $100,000 $199,999 Learn More
60 Mo CD
1.10% $10,000 $14,999 Learn More
60 Mo CD
1.10% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.40% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - May 20, 2022

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for BATON ROUGE TELCO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
5.887% 5.750% 1.00 $3,750 $1,459 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
3.490 %
After Intro: 4.500 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to BATON ROUGE TELCO
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Baton Rouge Telco branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Baton Rouge Telco Locations



Climate Initiatives

BATON ROUGE TELCO is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Baton Rouge Telco Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Baton Rouge Telco. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Baton Rouge Telco U.S. Average
7.26% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Baton Rouge Telco had $3,248,751 in non-current loans and $34,004 in owned assets. To cover these potential losses it had $44,261,007 in net worth and $925,406 in loans loss reserves. That gives it a Texas Ratio of 7.26%.

Net Worth
Baton Rouge Telco U.S. Average
11.49% 12.36%

Baton Rouge Telco FCU has a net worth of 11.49% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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