Befit Financial

Headquarters

Po Box 5760
Vacaville, CA 95696
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Befit Financial is an NCUA insured institution located in Vacaville, CA. It was founded in 1957 and has approximately $43.14 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 11943
Date Established 1957
Assets $43.14 million
Loans $21.67 million
Deposits $39.57 million
Capital $3.20 million
 

Deposit Rates - April 11, 2021

Your Current Location: California, CA 92111

We do not yet have rates for Befit Financial

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Loan Rates - April 11, 2021

Your Current Location: California, CA 92111

There are currently no loan rates available for BEFIT FINANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More

Featured - California Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

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Branches

Below are Befit Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Befit Financial Locations


Financial Details

Befit Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Befit Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Befit Financial U.S. Average
6.44% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Befit Financial had $211,721 in non-current loans and $0 in owned assets. To cover these potential losses it had $3,199,976 in net worth and $85,668 in loans loss reserves. That gives it a Texas Ratio of 6.44%.

Net Worth
Befit Financial U.S. Average
7.41% 12.67%

Befit Financial FCU has a net worth of 7.41% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Befit Financial

Branches and Savings

What is Befit Financial?

A federal credit union, registered with the NCUA under certificate #11943.
Learn more about credit unions here.

Is Befit Financial FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Befit Financial is insured by the NCUA.

Who can join Befit Financial?

Please see Field of Membership information above for information on who is eligible to join.

What are Befit Financial's share account and share certificate rates?

Befit Financial's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Befit Financial?

Befit Financial has total capital of $3.20 million. Full information on Befit Financial's financial position is located above.

Who owns Befit Financial?

Credit Unions are owned by their members.

Where are Befit Financial branches located?

See branch locations nearby.

Are Befit Financial ATMs Open 24/7?

Do Befit Financial ATMs accept cash deposits?

Can Befit Financial customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Befit Financial have a mobile app?

Does Befit Financial have mobile deposit?

Does Befit Financial have quick pay?

How can Befit Financial transfer money to other banks or credit unions?

Does Befit Financial report to credit bureaus?

Does Befit Financial use Chexsystems?

Does Befit Financial use Equifax?

What is Befit Financial's toll free phone number?

What is Befit Financial's ACH Routing Number?

What is Befit Financial's SWIFT code?

Where can I find Befit Financial's wire transfer form?

What is the Befit Financial address for deposits?

What Products Does Befit Financial Offer

Does Befit Financial offer mortgages?

Compare mortgage rates here.

Does Befit Financial offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Befit Financial offer auto and RV loans?

Compare auto loan rates here.

Does Befit Financial offer student loans or personal loans?

Compare personal loan rates here.

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