BOPTI

Headquarters

1451 S SEASIDE AVE
San Pedro, CA 90731
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.91% →
1-Year CD N.A. 0.85% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Bopti is an NCUA insured institution located in San Pedro, CA. It was founded in 1955 and has approximately $71.67 millions in assets.

NCUA Insured Yes
Charter Number # # 10433
Date Established 1955
Assets $71.67 million
Loans $23.40 million
Deposits $57.87 million
Capital $13.50 million
 

Field of Membership Restrictions

Membership is open to Bureau of Prisons employees and Commissioned Officers of the Public Health Service working at certain BOP facilities, and their immediate families.

Deposit Rates - December 3, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Bopti

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Advertiser Disclosure

Loan Rates - December 3, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for BOPTI

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
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AimLoan.com
NMLS ID: 2890
License#: 13256
2.555% 2.500% 0.75 $1,828 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

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Branches

Below are Bopti branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Bopti Locations


Financial Details

Bopti Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bopti. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Bopti U.S. Average
1.51% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Bopti had $177,081 in non-current loans and $30,437 in owned assets. To cover these potential losses it had $13,504,373 in net worth and $274,566 in loans loss reserves. That gives it a Texas Ratio of 1.51%.

Net Worth
Bopti U.S. Average
18.84% 13.61%

Bopti FCU has a net worth of 18.84% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Bopti

Branches and Savings

What is Bopti?

A federal credit union, registered with the NCUA under certificate #10433.
Learn more about credit unions here.

Is Bopti FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Bopti?

Please see Field of Membership information above for information on who is eligible to join.

What are Bopti's share account and share certificate rates?

Bopti's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Bopti?

Bopti has total capital of $13.50 million. Full information on Bopti's financial position is located above.

Who owns Bopti?

Credit Unions are owned by their members.

Where are Bopti branches located?

See branch locations nearby.

Are Bopti ATMs Open 24/7?

Do Bopti ATMs accept cash deposits?

Can Bopti customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Bopti have a mobile app?

Does Bopti have mobile deposit?

Does Bopti have quick pay?

How can Bopti transfer money to other banks or credit unions?

Does Bopti report to credit bureaus?

Does Bopti use Chexsystems?

Does Bopti use Equifax?

What is Bopti's toll free phone number?

What is Bopti's ACH Routing Number?

What is Bopti's SWIFT code?

Where can I find Bopti's wire transfer form?

What is the Bopti address for deposits?

What Products Does Bopti Offer

Does Bopti offer mortgages?

Compare mortgage rates here.

Does Bopti offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bopti offer auto and RV loans?

Compare auto loan rates here.

Does Bopti offer student loans or personal loans?

Compare personal loan rates here.

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