195 O Neill Street
San Juan, PR 00918
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.40% →
1-Year CD N.A. 1.15% →
2-Year CD N.A. 1.26% →
5-Year CD N.A. 1.60% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Caribe is an NCUA insured institution located in San Juan, PR. It was founded in 1951 and has approximately $418.39 millions in assets.

Who can join?

Employees of the U. S. Government in Puerto Rico and employees of the U. S. Government who work in the U. S. Virgin Islands

Employees of a Select Employee Group

NCUA Insured Yes
Charter Number # # 7345
Date Established 1951
Assets $418.39 million
Loans $314.84 million
Deposits $358.83 million
Capital $53.56 million

Field of Membership Restrictions

Must be an employee of the U.S. Government in Puerto Rico or U. S. Virgin Islands, or a family member of an existing member.

Deposit Rates - July 5, 2020

Your Current Location: Virginia, VA 20146

We do not yet have rates for Caribe

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Caribe
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Loan Rates - July 5, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CARIBE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
NMLS ID: 2890
License#: MC-3098
3.039% 3.000% 0.50 $1,250 $1,055 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info

Note to CARIBE
To upload and update your bank's rates please register. It is free to register and add rates.


Below are Caribe branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Caribe Locations

Financial Details

Caribe Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Caribe. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Caribe U.S. Average
2.46% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Caribe had $1,090,122 in non-current loans and $321,341 in owned assets. To cover these potential losses it had $53,558,013 in net worth and $3,779,375 in loans loss reserves. That gives it a Texas Ratio of 2.46%.

Net Worth
Caribe U.S. Average
12.8% 13.86%

Caribe FCU has a net worth of 12.8% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Caribe

Branches and Savings

What is Caribe?

A federal credit union, registered with the NCUA under certificate #7345.
Learn more about credit unions here.

Is Caribe FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Caribe?

Please see Field of Membership information above for information on who is eligible to join.

What are Caribe's share account and share certificate rates?

Caribe's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Caribe?

Caribe has total capital of $53.56 million. Full information on Caribe's financial position is located above.

Who owns Caribe?

Credit Unions are owned by their members.

Where are Caribe branches located?

See branch locations nearby.

Are Caribe ATMs Open 24/7?

Do Caribe ATMs accept cash deposits?

Can Caribe customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Caribe have a mobile app?

Does Caribe have mobile deposit?

Does Caribe have quick pay?

How can Caribe transfer money to other banks or credit unions?

Does Caribe report to credit bureaus?

Does Caribe use Chexsystems?

Does Caribe use Equifax?

What is Caribe's toll free phone number?

What is Caribe's ACH Routing Number?

What is Caribe's SWIFT code?

Where can I find Caribe's wire transfer form?

What is the Caribe address for deposits?

What Products Does Caribe Offer

Does Caribe offer mortgages?

Compare mortgage rates here.

Does Caribe offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Caribe offer auto and RV loans?

Compare auto loan rates here.

Does Caribe offer student loans or personal loans?

Compare personal loan rates here.

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