Co-operative Federal Credit Union
Po Box 307
Woodridge, NY 12789
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2023 Overview
General Credit Union Information
Co-operative is an NCUA insured institution located in Woodridge, NY. It was founded in 1936 and has approximately $7.29 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 1134 |
| Date Established | 1936 |
| Assets | $7.29 million |
| Loans | $1.60 million |
| Deposits | $6.27 million |
| Capital | $1.01 million |
Deposit Rates - April 1, 2023
Your Current Location: Virginia, VA 20146
We do not yet have rates for Co-operative
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Loan Rates - April 1, 2023
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for Co-operative
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Virginia 30 Year Fixed Mortgage Rates 2023
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
6.896% | 6.750% | 1.00 | $3,750 | $1,622 | Learn More |
NMLS ID: Not lender |
Learn More | |||||
NMLS ID: 1168 |
Learn More |
Featured - Virginia Home Equity Line Of Credit Rates 2023
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Bethpage Federal Credit Union See Table |
Intro APR 7.490 % After Intro: 8.500 % Intro Period: 12 months |
$25,000 |
Learn More
More Info |
Third Federal Savings and Loan See Table |
6.990 %
|
$0 |
Learn More
More Info |
Note to Co-operative
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It is free to register and add rates.
Branches
Below are Co-operative branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Climate Initiatives
CO-OPERATIVE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Financial Details
Co-operative Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Co-operative. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Co-operative | U.S. Average |
|---|---|
| 6.77% | 4.63 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of September 30, 2022, Co-operative had $71,340 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,014,551 in net worth and $38,645 in loans loss reserves. That gives it a Texas Ratio of 6.77%.
Net Worth
| Co-operative | U.S. Average |
|---|---|
| 13.92% | 12.52% |
Co-operative FCU has a net worth of 13.92% versus the BestCashCow average of 12.52. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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