7700 Shrader Rd
Richmond, VA 23228
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Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.80% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Connects is an NCUA insured institution located in Richmond, VA. It was founded in 1950 and has approximately $90.26 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 6670
Date Established 1950
Assets $90.26 million
Loans $36.44 million
Deposits $84.07 million
Capital $6.29 million

Field of Membership Restrictions

Must live, work, worship, attend school or volunteer in the Greater Richmond Community (consists of the City of Richmond and the counties of Chesterfield, Hanover and Henrico.).

Deposit Rates - September 26, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Connects

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Advertiser Disclosure

Loan Rates - September 26, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for CONNECTS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 330511
3.064% 3.000% 0.88 $2,050 $1,055 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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BMO Harris Bank
BMO Harris Bank
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Intro APR
1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
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Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Connects branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Connects Locations

Financial Details

Connects Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Connects. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Connects U.S. Average
2.96% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Connects had $184,144 in non-current loans and $11,750 in owned assets. To cover these potential losses it had $6,292,945 in net worth and $331,709 in loans loss reserves. That gives it a Texas Ratio of 2.96%.

Net Worth
Connects U.S. Average
6.97% 12.20%

Connects FCU has a net worth of 6.97% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Connects

Branches and Savings

What is Connects?

A federal credit union, registered with the NCUA under certificate #6670.
Learn more about credit unions here.

Is Connects FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Connects is insured by the NCUA.

Who can join Connects?

Please see Field of Membership information above for information on who is eligible to join.

What are Connects's share account and share certificate rates?

Connects's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Connects?

Connects has total capital of $6.29 million. Full information on Connects's financial position is located above.

Who owns Connects?

Credit Unions are owned by their members.

Where are Connects branches located?

See branch locations nearby.

Are Connects ATMs Open 24/7?

Do Connects ATMs accept cash deposits?

Can Connects customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Connects have a mobile app?

Does Connects have mobile deposit?

Does Connects have quick pay?

How can Connects transfer money to other banks or credit unions?

Does Connects report to credit bureaus?

Does Connects use Chexsystems?

Does Connects use Equifax?

What is Connects's toll free phone number?

What is Connects's ACH Routing Number?

What is Connects's SWIFT code?

Where can I find Connects's wire transfer form?

What is the Connects address for deposits?

What Products Does Connects Offer

Does Connects offer mortgages?

Compare mortgage rates here.

Does Connects offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Connects offer auto and RV loans?

Compare auto loan rates here.

Does Connects offer student loans or personal loans?

Compare personal loan rates here.

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