2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 8667
Date Established 1953
Assets $467.67 million
Loans $350.58 million
Deposits $407.14 million
Capital $57.07 million

Cp is an NCUA insured institution located in Jackson, MI. It was founded in 1953 and has approximately $467.67 millions in assets.

Who can join?

You can join if you are an employee of any one of the 200 businesses that CPFCU serves. If your child attends school in the numerous schools In Jackson County that CPFCU is involved with, you are eligible to join. If you belong to any of the several dozen organizations or churches in CPFCU’s field of membership, you are also eligible to join. If a family member of yours is a current member of CPFCU, you are eligible for membership.

Field of Membership Restrictions

Must work in the Consumers Energy or several other companies in the Jackson, Brooklyn, Parma or Ingham area.

Deposit Rates - August 20, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.15% $5,001 $20,000 Learn MoreShow Less
Money Market
0.20% $20,001 $50,000 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.51% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.40% $500 - Learn MoreShow Less
6 Mo CD
1.01% $500 - Learn MoreShow Less
12 Mo CD
1.51% $500 - Learn MoreShow Less
18 Mo CD
1.61% $500 - Learn MoreShow Less
24 Mo CD
1.76% $500 - Learn MoreShow Less
30 Mo CD
1.92% $500 - Learn MoreShow Less
36 Mo CD
2.02% $500 - Learn MoreShow Less
48 Mo CD
2.27% $500 - Learn MoreShow Less
60 Mo CD
2.53% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.25% $1 - Learn MoreShow Less

Loan Rates - August 20, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CP

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.518% 3.500% 0.25 $545 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to CP
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Cp branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Cp Locations


Financial Details

Cp Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cp. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Cp U.S. Average
9.43% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Cp had $5,519,036 in non-current loans and $31,591 in owned assets. To cover these potential losses it had $57,065,326 in net worth and $1,815,896 in loans loss reserves. That gives it a Texas Ratio of 9.43%.

Net Worth
Cp U.S. Average
12.2% 13.47%

Cp FCU has a net worth of 12.2% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Cp

Branches and Savings

What is Cp?

A federal credit union, registered with the NCUA under certificate #8667.
Learn more about credit unions here.

Is Cp FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Cp?

Please see Field of Membership information above for information on who is eligible to join.

What are Cp's share account and share certificate rates?

Cp's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Cp?

Cp has total capital of $57.07 million. Full information on Cp's financial position is located above.

Who owns Cp?

Credit Unions are owned by their members.

Where are Cp branches located?

See branch locations nearby.

Are Cp ATMs Open 24/7?

Do Cp ATMs accept cash deposits?

Can Cp customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Cp have a mobile app?

Does Cp have mobile deposit?

Does Cp have quick pay?

How can Cp transfer money to other banks or credit unions?

Does Cp report to credit bureaus?

Does Cp use Chexsystems?

Does Cp use Equifax?

What is Cp's toll free phone number?

What is Cp's ACH Routing Number?

What is Cp's SWIFT code?

Where can I find Cp's wire transfer form?

What is the Cp address for deposits?

What Products Does Cp Offer

Does Cp offer mortgages?

Compare mortgage rates here.

Does Cp offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Cp offer auto and RV loans?

Compare auto loan rates here.

Does Cp offer student loans or personal loans?

Compare personal loan rates here.

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