1500 NW 107th Ave
Sweetwater, FL 33172
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.95% →
1-Year CD 0.70% 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD 1.36% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Dade County is an NCUA insured institution located in Sweetwater, FL. It was founded in 1991 and has approximately $836.14 millions in assets.

Who can join?

Persons (and their family members) who either live, work, worship, attend school, operate businesses or other legal entities located in Miami-Dade County are eligible to join our credit union. All persons (and their family members) who work in any of our Member Groups may also join. Membership is also open to businesses and other legal entities located in Miami-Dade County, Florida.

NCUA Insured Yes
Charter Number # # 24508
Date Established 1991
Assets $836.14 million
Loans $531.05 million
Deposits $727.07 million
Capital $101.45 million

Field of Membership Restrictions

Membership in Dade County Federal Credit Union is open to those who live, work, worship, attend school in Miami-Dade County in Florida.

Deposit Rates - October 29, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.35% $10,000 $14,999 Learn More
3 Mo CD
0.35% $100,000 $199,999 Learn More
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.70% $10,000 $14,999 Learn More
12 Mo CD
0.70% $100,000 $199,999 Learn More
18 Mo CD
0.70% $10,000 $14,999 Learn More
18 Mo CD
0.80% $100,000 $199,999 Learn More
30 Mo CD
0.91% $10,000 $14,999 Learn More
30 Mo CD
1.01% $100,000 $199,999 Learn More
60 Mo CD
1.06% $10,000 $14,999 Learn More
60 Mo CD
1.36% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 29, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for DADE COUNTY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
NMLS ID: 2890
License#: MC-3098
2.669% 2.625% 0.63 $1,450 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Dade County branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Dade County Locations

Financial Details

Dade County Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Dade County. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Dade County U.S. Average
3.77% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Dade County had $3,818,232 in non-current loans and $277,642 in owned assets. To cover these potential losses it had $101,451,662 in net worth and $7,121,207 in loans loss reserves. That gives it a Texas Ratio of 3.77%.

Net Worth
Dade County U.S. Average
12.67% 13.61%

Dade County FCU has a net worth of 12.67% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Dade County

Branches and Savings

What is Dade County?

A federal credit union, registered with the NCUA under certificate #24508.
Learn more about credit unions here.

Is Dade County FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Dade County?

Please see Field of Membership information above for information on who is eligible to join.

What are Dade County's share account and share certificate rates?

Dade County's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Dade County?

Dade County has total capital of $101.45 million. Full information on Dade County's financial position is located above.

Who owns Dade County?

Credit Unions are owned by their members.

Where are Dade County branches located?

See branch locations nearby.

Are Dade County ATMs Open 24/7?

Do Dade County ATMs accept cash deposits?

Can Dade County customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Dade County have a mobile app?

Does Dade County have mobile deposit?

Does Dade County have quick pay?

How can Dade County transfer money to other banks or credit unions?

Does Dade County report to credit bureaus?

Does Dade County use Chexsystems?

Does Dade County use Equifax?

What is Dade County's toll free phone number?

What is Dade County's ACH Routing Number?

What is Dade County's SWIFT code?

Where can I find Dade County's wire transfer form?

What is the Dade County address for deposits?

What Products Does Dade County Offer

Does Dade County offer mortgages?

Compare mortgage rates here.

Does Dade County offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Dade County offer auto and RV loans?

Compare auto loan rates here.

Does Dade County offer student loans or personal loans?

Compare personal loan rates here.

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