Dakota Rail Line

Headquarters

270 4th St Ne
Huron, SD 57350
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Dakota Rail Line is an NCUA insured institution located in Huron, SD. It was founded in 1954 and has approximately $4.79 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 9907
Date Established 1954
Assets $4.79 million
Loans $3.76 million
Deposits $4.30 million
Capital $0.48 million
 

Deposit Rates - April 11, 2021

Your Current Location: California, CA 92111

We do not yet have rates for Dakota Rail Line

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Loan Rates - April 11, 2021

Your Current Location: California, CA 92111

There are currently no loan rates available for DAKOTA RAIL LINE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Infiniti Home Loans Inc.
NMLS ID: 257476
2.884% 2.750% 0.75 $4,368 $1,021 Learn More
Morty, Inc.
NMLS ID: 1429243
2.706% 2.625% 0.63 $2,668 $1,005 Learn More

Featured - California Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to DAKOTA RAIL LINE
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Branches

Below are Dakota Rail Line branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Dakota Rail Line Locations


Financial Details

Dakota Rail Line Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Dakota Rail Line. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Dakota Rail Line U.S. Average
5.46% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Dakota Rail Line had $15,442 in non-current loans and $15,000 in owned assets. To cover these potential losses it had $482,419 in net worth and $74,899 in loans loss reserves. That gives it a Texas Ratio of 5.46%.

Net Worth
Dakota Rail Line U.S. Average
10.07% 12.67%

Dakota Rail Line FCU has a net worth of 10.07% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Dakota Rail Line

Branches and Savings

What is Dakota Rail Line?

A federal credit union, registered with the NCUA under certificate #9907.
Learn more about credit unions here.

Is Dakota Rail Line FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Dakota Rail Line is insured by the NCUA.

Who can join Dakota Rail Line?

Please see Field of Membership information above for information on who is eligible to join.

What are Dakota Rail Line's share account and share certificate rates?

Dakota Rail Line's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Dakota Rail Line?

Dakota Rail Line has total capital of $0.48 million. Full information on Dakota Rail Line's financial position is located above.

Who owns Dakota Rail Line?

Credit Unions are owned by their members.

Where are Dakota Rail Line branches located?

See branch locations nearby.

Are Dakota Rail Line ATMs Open 24/7?

Do Dakota Rail Line ATMs accept cash deposits?

Can Dakota Rail Line customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Dakota Rail Line have a mobile app?

Does Dakota Rail Line have mobile deposit?

Does Dakota Rail Line have quick pay?

How can Dakota Rail Line transfer money to other banks or credit unions?

Does Dakota Rail Line report to credit bureaus?

Does Dakota Rail Line use Chexsystems?

Does Dakota Rail Line use Equifax?

What is Dakota Rail Line's toll free phone number?

What is Dakota Rail Line's ACH Routing Number?

What is Dakota Rail Line's SWIFT code?

Where can I find Dakota Rail Line's wire transfer form?

What is the Dakota Rail Line address for deposits?

What Products Does Dakota Rail Line Offer

Does Dakota Rail Line offer mortgages?

Compare mortgage rates here.

Does Dakota Rail Line offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Dakota Rail Line offer auto and RV loans?

Compare auto loan rates here.

Does Dakota Rail Line offer student loans or personal loans?

Compare personal loan rates here.

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