Elcose

Headquarters

1811 S Main St
Elkhart, IN 46516
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.71% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Elcose is an NCUA insured institution located in Elkhart, IN. It was founded in 1961 and has approximately $13.46 millions in assets.

NCUA Insured Yes
Charter Number # # 14543
Date Established 1961
Assets $13.46 million
Loans $6.01 million
Deposits $12.15 million
Capital $1.21 million
 

Deposit Rates - January 26, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Elcose

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Loan Rates - January 26, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for ELCOSE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.243% 3.125% 1.00 $3,750 $1,071 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.576% 2.500% 1.00 $2,500 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to ELCOSE
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Elcose branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Elcose Locations


Financial Details

Elcose Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Elcose. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Elcose U.S. Average
26.29% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Elcose had $352,036 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,214,159 in net worth and $125,033 in loans loss reserves. That gives it a Texas Ratio of 26.29%.

Net Worth
Elcose U.S. Average
9.02% 12.91%

Elcose FCU has a net worth of 9.02% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Elcose

Branches and Savings

What is Elcose?

A credit union, registered with the NCUA under certificate #14543.
Learn more about credit unions here.

Is Elcose FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Elcose?

Please see Field of Membership information above for information on who is eligible to join.

What are Elcose's share account and share certificate rates?

Elcose's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Elcose?

Elcose has total capital of $1.21 million. Full information on Elcose's financial position is located above.

Who owns Elcose?

Credit Unions are owned by their members.

Where are Elcose branches located?

See branch locations nearby.

Are Elcose ATMs Open 24/7?

Do Elcose ATMs accept cash deposits?

Can Elcose customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Elcose have a mobile app?

Does Elcose have mobile deposit?

Does Elcose have quick pay?

How can Elcose transfer money to other banks or credit unions?

Does Elcose report to credit bureaus?

Does Elcose use Chexsystems?

Does Elcose use Equifax?

What is Elcose's toll free phone number?

What is Elcose's ACH Routing Number?

What is Elcose's SWIFT code?

Where can I find Elcose's wire transfer form?

What is the Elcose address for deposits?

What Products Does Elcose Offer

Does Elcose offer mortgages?

Compare mortgage rates here.

Does Elcose offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Elcose offer auto and RV loans?

Compare auto loan rates here.

Does Elcose offer student loans or personal loans?

Compare personal loan rates here.

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