124 W 30th St Rm 211
New York, NY 10001


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 4127
Date Established 1940
Assets $43.46 million
Loans $3.28 million
Deposits $37.18 million
Capital $6.23 million

Elektra is an NCUA insured institution located in New York, NY. It was founded in 1940 and has approximately $43.46 millions in assets.

Deposit Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Elektra

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There are currently no rates available for Elektra, but see these great savings and CD rates:

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Loan Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ELEKTRA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
3.522% 3.500% 0.25 $675 $1,123 Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
More Info

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Below are Elektra branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Elektra Locations

Financial Details

Elektra Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Elektra. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Elektra U.S. Average
0.31% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Elektra had $19,569 in non-current loans and $0 in owned assets. To cover these potential losses it had $6,229,422 in net worth and $61,967 in loans loss reserves. That gives it a Texas Ratio of 0.31%.

Net Worth
Elektra U.S. Average
14.33% 13.47%

Elektra FCU has a net worth of 14.33% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Elektra

Branches and Savings

What is Elektra?

A federal credit union, registered with the NCUA under certificate #4127.
Learn more about credit unions here.

Is Elektra FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Elektra?

Please see Field of Membership information above for information on who is eligible to join.

What are Elektra's share account and share certificate rates?

Elektra's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Elektra?

Elektra has total capital of $6.23 million. Full information on Elektra's financial position is located above.

Who owns Elektra?

Credit Unions are owned by their members.

Where are Elektra branches located?

See branch locations nearby.

Are Elektra ATMs Open 24/7?

Do Elektra ATMs accept cash deposits?

Can Elektra customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Elektra have a mobile app?

Does Elektra have mobile deposit?

Does Elektra have quick pay?

How can Elektra transfer money to other banks or credit unions?

Does Elektra report to credit bureaus?

Does Elektra use Chexsystems?

Does Elektra use Equifax?

What is Elektra's toll free phone number?

What is Elektra's ACH Routing Number?

What is Elektra's SWIFT code?

Where can I find Elektra's wire transfer form?

What is the Elektra address for deposits?

What Products Does Elektra Offer

Does Elektra offer mortgages?

Compare mortgage rates here.

Does Elektra offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Elektra offer auto and RV loans?

Compare auto loan rates here.

Does Elektra offer student loans or personal loans?

Compare personal loan rates here.

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