Orem, UT 84097
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Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Family First is an NCUA insured institution located in Orem, UT. It was founded in 1947 and has approximately $119.37 millions in assets.

NCUA Insured Yes
Charter Number # # 5411
Date Established 1947
Assets $119.37 million
Loans $97.78 million
Deposits $131.44 million
Capital $-12.52 million

Deposit Rates - October 28, 2020

Your Current Location: Virginia, VA 20146

We do not yet have rates for Family First

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Loan Rates - October 28, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FAMILY FIRST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
1Rate, Inc
NMLS ID: 1948084
License#: MC-7051
2.539% 2.500% 0.50 $1,304 $988 Learn More
NMLS ID: 2890
License#: MC-3098
2.669% 2.625% 0.63 $1,450 $1,005 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.500 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


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Family First Locations

Financial Details

Family First Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Family First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Family First U.S. Average
-223.27% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Family First had $4,310,655 in non-current loans and $2,693,239 in owned assets. To cover these potential losses it had $-12,522,384 in net worth and $9,385,406 in loans loss reserves. That gives it a Texas Ratio of -223.27%.

Net Worth
Family First U.S. Average
-10.49% 13.61%

Family First FCU has a net worth of -10.49% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Family First

Branches and Savings

What is Family First?

A federal credit union, registered with the NCUA under certificate #5411.
Learn more about credit unions here.

Is Family First FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Family First?

Please see Field of Membership information above for information on who is eligible to join.

What are Family First's share account and share certificate rates?

Family First's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Family First?

Family First has total capital of $-12.52 million. Full information on Family First's financial position is located above.

Who owns Family First?

Credit Unions are owned by their members.

Where are Family First branches located?

See branch locations nearby.

Are Family First ATMs Open 24/7?

Do Family First ATMs accept cash deposits?

Can Family First customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Family First have a mobile app?

Does Family First have mobile deposit?

Does Family First have quick pay?

How can Family First transfer money to other banks or credit unions?

Does Family First report to credit bureaus?

Does Family First use Chexsystems?

Does Family First use Equifax?

What is Family First's toll free phone number?

What is Family First's ACH Routing Number?

What is Family First's SWIFT code?

Where can I find Family First's wire transfer form?

What is the Family First address for deposits?

What Products Does Family First Offer

Does Family First offer mortgages?

Compare mortgage rates here.

Does Family First offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Family First offer auto and RV loans?

Compare auto loan rates here.

Does Family First offer student loans or personal loans?

Compare personal loan rates here.

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