Federal Employees


1509 4th Ave S
Birmingham, AL 35233
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.50% 0.65% →
1-Year CD 1.00% 0.70% →
2-Year CD 1.20% 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Federal Employees is an NCUA insured institution located in Birmingham, AL. It was founded in 1958 and has approximately $18.69 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 62599
Date Established 1958
Assets $18.69 million
Loans $9.12 million
Deposits $15.27 million
Capital $3.34 million

Deposit Rates - June 22, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.50% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.90% $10,000 $14,999 Learn More
6 Mo CD
0.90% $100,000 $199,999 Learn More
12 Mo CD
1.00% $10,000 $14,999 Learn More
12 Mo CD
1.00% $100,000 $199,999 Learn More
18 Mo CD
1.15% $10,000 $14,999 Learn More
18 Mo CD
1.15% $100,000 $199,999 Learn More
24 Mo CD
1.20% $10,000 $14,999 Learn More
24 Mo CD
1.20% $100,000 $199,999 Learn More
30 Mo CD
1.25% $10,000 $14,999 Learn More
30 Mo CD
1.25% $100,000 $199,999 Learn More
36 Mo CD
1.30% $10,000 $14,999 Learn More
36 Mo CD
1.30% $100,000 $199,999 Learn More
48 Mo CD
1.40% $10,000 $14,999 Learn More
48 Mo CD
1.40% $100,000 $199,999 Learn More

Loan Rates - June 22, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for FEDERAL EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
2.696% 2.625% 0.88 $2,330 $1,005 Learn More
CIT Bank
NMLS ID: 541760
3.019% 2.950% 0.88 $2,215 $1,048 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.840 %
Intro Period: 12 months
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Federal Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Federal Employees Locations

Financial Details

Federal Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Federal Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Federal Employees U.S. Average
5.97% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Federal Employees had $178,808 in non-current loans and $24,340 in owned assets. To cover these potential losses it had $3,338,065 in net worth and $64,159 in loans loss reserves. That gives it a Texas Ratio of 5.97%.

Net Worth
Federal Employees U.S. Average
17.86% 12.67%

Federal Employees FCU has a net worth of 17.86% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Federal Employees

Branches and Savings

What is Federal Employees?

A credit union, registered with the NCUA under certificate #62599.
Learn more about credit unions here.

Is Federal Employees FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Federal Employees is insured by the NCUA.

Who can join Federal Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Federal Employees's share account and share certificate rates?

Federal Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Federal Employees?

Federal Employees has total capital of $3.34 million. Full information on Federal Employees's financial position is located above.

Who owns Federal Employees?

Credit Unions are owned by their members.

Where are Federal Employees branches located?

See branch locations nearby.

Are Federal Employees ATMs Open 24/7?

Do Federal Employees ATMs accept cash deposits?

Can Federal Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Federal Employees have a mobile app?

Does Federal Employees have mobile deposit?

Does Federal Employees have quick pay?

How can Federal Employees transfer money to other banks or credit unions?

Does Federal Employees report to credit bureaus?

Does Federal Employees use Chexsystems?

Does Federal Employees use Equifax?

What is Federal Employees's toll free phone number?

What is Federal Employees's ACH Routing Number?

What is Federal Employees's SWIFT code?

Where can I find Federal Employees's wire transfer form?

What is the Federal Employees address for deposits?

What Products Does Federal Employees Offer

Does Federal Employees offer mortgages?

Compare mortgage rates here.

Does Federal Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Federal Employees offer auto and RV loans?

Compare auto loan rates here.

Does Federal Employees offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Federal Employees

There are currently no comments for Federal Employees. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →