1509 4TH AVE S
Birmingham, AL 35233


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 62599
Date Established 1958
Assets $18.31 million
Loans $8.42 million
Deposits $14.92 million
Capital $3.31 million

Federal Employees is an NCUA insured institution located in Birmingham, AL. It was founded in 1958 and has approximately $18.31 millions in assets.

Deposit Rates - September 15, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Fixed IRA
1.40% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
1.40% $500 $99,999 Learn MoreShow Less
1.65% $500 $99,999 Learn MoreShow Less
1.85% $500 $99,999 Learn MoreShow Less
2.00% $500 $99,999 Learn MoreShow Less
2.10% $500 $99,999 Learn MoreShow Less
2.25% $500 $99,999 Learn MoreShow Less
2.35% $500 $99,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
1.00% $250 - Learn MoreShow Less

Loan Rates - September 15, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for FEDERAL EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 520-CL-25944
3.751% 3.750% 0.00 $25 $1,158 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

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Below are Federal Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Federal Employees Locations

Financial Details

Federal Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Federal Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Federal Employees U.S. Average
5.41% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Federal Employees had $161,709 in non-current loans and $24,340 in owned assets. To cover these potential losses it had $3,312,503 in net worth and $124,015 in loans loss reserves. That gives it a Texas Ratio of 5.41%.

Net Worth
Federal Employees U.S. Average
18.09% 13.47%

Federal Employees FCU has a net worth of 18.09% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Federal Employees

Branches and Savings

What is Federal Employees?

A federal credit union, registered with the NCUA under certificate #62599.
Learn more about credit unions here.

Is Federal Employees FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Federal Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Federal Employees's share account and share certificate rates?

Federal Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Federal Employees?

Federal Employees has total capital of $3.31 million. Full information on Federal Employees's financial position is located above.

Who owns Federal Employees?

Credit Unions are owned by their members.

Where are Federal Employees branches located?

See branch locations nearby.

Are Federal Employees ATMs Open 24/7?

Do Federal Employees ATMs accept cash deposits?

Can Federal Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Federal Employees have a mobile app?

Does Federal Employees have mobile deposit?

Does Federal Employees have quick pay?

How can Federal Employees transfer money to other banks or credit unions?

Does Federal Employees report to credit bureaus?

Does Federal Employees use Chexsystems?

Does Federal Employees use Equifax?

What is Federal Employees's toll free phone number?

What is Federal Employees's ACH Routing Number?

What is Federal Employees's SWIFT code?

Where can I find Federal Employees's wire transfer form?

What is the Federal Employees address for deposits?

What Products Does Federal Employees Offer

Does Federal Employees offer mortgages?

Compare mortgage rates here.

Does Federal Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Federal Employees offer auto and RV loans?

Compare auto loan rates here.

Does Federal Employees offer student loans or personal loans?

Compare personal loan rates here.

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