2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 8881
Date Established 1953
Assets $71.10 million
Loans $42.36 million
Deposits $63.00 million
Capital $8.20 million

Fergus is an NCUA insured institution located in Lewistown, MT. It was founded in 1953 and has approximately $71.1 millions in assets.

Field of Membership Restrictions

Membership in Fergus Federal Credit Union is open to those in Fergus, Blaine, Choteau, Garfield, Golden Valley, Hill, Judith Basin, Liberty, Meagher, Musselshell, Petroleum, Phillips, and Wheatland Counties in Montana.

Deposit Rates - August 19, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.70% $2,500 $9,999 Learn MoreShow Less
Money Market
0.80% $10,000 $24,999 Learn MoreShow Less
Money Market
0.90% $25,000 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.26% $500 $2,499 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
1.01% $10,000 $24,999 Learn MoreShow Less
3 Mo CD
1.06% $25,000 - Learn MoreShow Less
1.06% $10,000 $24,999 Learn MoreShow Less
6 Mo CD
1.11% $25,000 - Learn MoreShow Less
1.36% $10,000 $24,999 Learn MoreShow Less
12 Mo CD
1.41% $25,000 - Learn MoreShow Less
1.41% $10,000 $24,999 Learn MoreShow Less
18 Mo CD
1.46% $25,000 - Learn MoreShow Less
1.77% $10,000 $24,999 Learn MoreShow Less
24 Mo CD
1.82% $25,000 - Learn MoreShow Less
1.97% $10,000 $24,999 Learn MoreShow Less
36 Mo CD
2.02% $25,000 - Learn MoreShow Less
2.22% $10,000 $24,999 Learn MoreShow Less
48 Mo CD
2.28% $25,000 - Learn MoreShow Less
2.48% $10,000 $24,999 Learn MoreShow Less
60 Mo CD
2.53% $25,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.80% $100 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1,000 - Learn MoreShow Less

Loan Rates - August 19, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FERGUS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
3.654% 3.625% 0.38 $878 $1,141 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.414% 3.375% 0.50 $1,238 $1,106 Learn More
Hamilton National Mortgage Co.
NMLS ID: 122701
3.517% 3.500% 0.25 $525 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to FERGUS
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Fergus branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Fergus Locations


Financial Details

Fergus Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Fergus. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Fergus U.S. Average
2.87% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Fergus had $182,015 in non-current loans and $65,118 in owned assets. To cover these potential losses it had $8,203,363 in net worth and $419,408 in loans loss reserves. That gives it a Texas Ratio of 2.87%.

Net Worth
Fergus U.S. Average
12.04% 13.47%

Fergus FCU has a net worth of 12.04% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Fergus

Branches and Savings

What is Fergus?

A federal credit union, registered with the NCUA under certificate #8881.
Learn more about credit unions here.

Is Fergus FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Fergus?

Please see Field of Membership information above for information on who is eligible to join.

What are Fergus's share account and share certificate rates?

Fergus's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Fergus?

Fergus has total capital of $8.20 million. Full information on Fergus's financial position is located above.

Who owns Fergus?

Credit Unions are owned by their members.

Where are Fergus branches located?

See branch locations nearby.

Are Fergus ATMs Open 24/7?

Do Fergus ATMs accept cash deposits?

Can Fergus customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Fergus have a mobile app?

Does Fergus have mobile deposit?

Does Fergus have quick pay?

How can Fergus transfer money to other banks or credit unions?

Does Fergus report to credit bureaus?

Does Fergus use Chexsystems?

Does Fergus use Equifax?

What is Fergus's toll free phone number?

What is Fergus's ACH Routing Number?

What is Fergus's SWIFT code?

Where can I find Fergus's wire transfer form?

What is the Fergus address for deposits?

What Products Does Fergus Offer

Does Fergus offer mortgages?

Compare mortgage rates here.

Does Fergus offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Fergus offer auto and RV loans?

Compare auto loan rates here.

Does Fergus offer student loans or personal loans?

Compare personal loan rates here.

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