Fergus

Headquarters

106 E Janeaux St
Lewistown, MT 59457
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Fergus is an NCUA insured institution located in Lewistown, MT. It was founded in 1953 and has approximately $84.02 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 8881
Date Established 1953
Assets $84.02 million
Loans $45.74 million
Deposits $74.81 million
Capital $8.76 million
 

Field of Membership Restrictions

Membership in Fergus Federal Credit Union is open to those in Fergus, Blaine, Choteau, Garfield, Golden Valley, Hill, Judith Basin, Liberty, Meagher, Musselshell, Petroleum, Phillips, and Wheatland Counties in Montana.

Deposit Rates - April 23, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Fergus

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Note to Fergus
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Advertiser Disclosure

Loan Rates - April 23, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FERGUS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Test Advertiser QA
NMLS ID:
2.422% 2.375% 0.63 $1,562 $972 Learn More
Beeline Loans, Inc.
NMLS ID: 1799947
2.678% 2.625% 0.75 $1,722 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
See Table
0.000 %
$0 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.700 %
Intro Period: 12 months
$0 Learn More
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to FERGUS
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Fergus branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Fergus Locations


Financial Details

Fergus Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Fergus. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Fergus U.S. Average
2.88% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Fergus had $254,740 in non-current loans and $4,992 in owned assets. To cover these potential losses it had $8,762,881 in net worth and $262,932 in loans loss reserves. That gives it a Texas Ratio of 2.88%.

Net Worth
Fergus U.S. Average
11.28% 12.67%

Fergus FCU has a net worth of 11.28% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Fergus

Branches and Savings

What is Fergus?

A federal credit union, registered with the NCUA under certificate #8881.
Learn more about credit unions here.

Is Fergus FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Fergus is insured by the NCUA.

Who can join Fergus?

Please see Field of Membership information above for information on who is eligible to join.

What are Fergus's share account and share certificate rates?

Fergus's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Fergus?

Fergus has total capital of $8.76 million. Full information on Fergus's financial position is located above.

Who owns Fergus?

Credit Unions are owned by their members.

Where are Fergus branches located?

See branch locations nearby.

Are Fergus ATMs Open 24/7?

Do Fergus ATMs accept cash deposits?

Can Fergus customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Fergus have a mobile app?

Does Fergus have mobile deposit?

Does Fergus have quick pay?

How can Fergus transfer money to other banks or credit unions?

Does Fergus report to credit bureaus?

Does Fergus use Chexsystems?

Does Fergus use Equifax?

What is Fergus's toll free phone number?

What is Fergus's ACH Routing Number?

What is Fergus's SWIFT code?

Where can I find Fergus's wire transfer form?

What is the Fergus address for deposits?

What Products Does Fergus Offer

Does Fergus offer mortgages?

Compare mortgage rates here.

Does Fergus offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Fergus offer auto and RV loans?

Compare auto loan rates here.

Does Fergus offer student loans or personal loans?

Compare personal loan rates here.

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