FERGUS FALLS COMMUNITY

Headquarters

P.O. Box 374
Fergus Falls, MN 565380374
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.00% →
1-Year CD N.A. 0.95% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Fergus Falls Community is an NCUA insured institution located in Fergus Falls, MN. It was founded in 1941 and has approximately $3.01 millions in assets.

NCUA Insured Yes
Charter Number # # 4634
Date Established 1941
Assets $3.01 million
Loans $1.09 million
Deposits $2.74 million
Capital $0.27 million
 

Deposit Rates - October 19, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Fergus Falls Community

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Loan Rates - October 19, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for FERGUS FALLS COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.574% 2.500% 1.00 $2,445 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to FERGUS FALLS COMMUNITY
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Branches

Below are Fergus Falls Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Fergus Falls Community Locations


Financial Details

Fergus Falls Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Fergus Falls Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Fergus Falls Community U.S. Average
12.93% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Fergus Falls Community had $25,975 in non-current loans and $9,219 in owned assets. To cover these potential losses it had $270,799 in net worth and $1,494 in loans loss reserves. That gives it a Texas Ratio of 12.93%.

Net Worth
Fergus Falls Community U.S. Average
8.98% 13.61%

Fergus Falls Community FCU has a net worth of 8.98% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Fergus Falls Community

Branches and Savings

What is Fergus Falls Community?

A federal credit union, registered with the NCUA under certificate #4634.
Learn more about credit unions here.

Is Fergus Falls Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Fergus Falls Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Fergus Falls Community's share account and share certificate rates?

Fergus Falls Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Fergus Falls Community?

Fergus Falls Community has total capital of $0.27 million. Full information on Fergus Falls Community's financial position is located above.

Who owns Fergus Falls Community?

Credit Unions are owned by their members.

Where are Fergus Falls Community branches located?

See branch locations nearby.

Are Fergus Falls Community ATMs Open 24/7?

Do Fergus Falls Community ATMs accept cash deposits?

Can Fergus Falls Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Fergus Falls Community have a mobile app?

Does Fergus Falls Community have mobile deposit?

Does Fergus Falls Community have quick pay?

How can Fergus Falls Community transfer money to other banks or credit unions?

Does Fergus Falls Community report to credit bureaus?

Does Fergus Falls Community use Chexsystems?

Does Fergus Falls Community use Equifax?

What is Fergus Falls Community's toll free phone number?

What is Fergus Falls Community's ACH Routing Number?

What is Fergus Falls Community's SWIFT code?

Where can I find Fergus Falls Community's wire transfer form?

What is the Fergus Falls Community address for deposits?

What Products Does Fergus Falls Community Offer

Does Fergus Falls Community offer mortgages?

Compare mortgage rates here.

Does Fergus Falls Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Fergus Falls Community offer auto and RV loans?

Compare auto loan rates here.

Does Fergus Falls Community offer student loans or personal loans?

Compare personal loan rates here.

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