FINANS

7017 KENNEDY AVE
Hammond, IN 46323

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 1457
Date Established 1936
Assets $9.79 million
Loans $3.32 million
Deposits $8.77 million
Capital $0.97 million

Finans is an NCUA insured institution located in Hammond, IN. It was founded in 1936 and has approximately $9.79 millions in assets.

Deposit Rates - July 16, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Finans

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Finans
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There are currently no rates available for Finans, but see these great savings and CD rates:

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Loan Rates - July 16, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FINANS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
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First Internet Bank
NMLS ID: 424182
3.750% 3.750% 0.00 ($112) $1,158 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.777% 3.750% 0.38 $832 $1,158 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to FINANS
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Branches

Below are Finans branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Finans Locations


Financial Details

Finans Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Finans. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Finans U.S. Average
10.85% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Finans had $113,354 in non-current loans and $0 in owned assets. To cover these potential losses it had $967,008 in net worth and $77,547 in loans loss reserves. That gives it a Texas Ratio of 10.85%.

Net Worth
Finans U.S. Average
9.87% 13.47%

Finans FCU has a net worth of 9.87% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Finans

Branches and Savings

What is Finans?

A federal credit union, registered with the NCUA under certificate #1457.
Learn more about credit unions here.

Is Finans FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Finans?

Please see Field of Membership information above for information on who is eligible to join.

What are Finans's share account and share certificate rates?

Finans's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Finans?

Finans has total capital of $0.97 million. Full information on Finans's financial position is located above.

Who owns Finans?

Credit Unions are owned by their members.

Where are Finans branches located?

See branch locations nearby.

Are Finans ATMs Open 24/7?

Do Finans ATMs accept cash deposits?

Can Finans customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Finans have a mobile app?

Does Finans have mobile deposit?

Does Finans have quick pay?

How can Finans transfer money to other banks or credit unions?

Does Finans report to credit bureaus?

Does Finans use Chexsystems?

Does Finans use Equifax?

What is Finans's toll free phone number?

What is Finans's ACH Routing Number?

What is Finans's SWIFT code?

Where can I find Finans's wire transfer form?

What is the Finans address for deposits?

What Products Does Finans Offer

Does Finans offer mortgages?

Compare mortgage rates here.

Does Finans offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Finans offer auto and RV loans?

Compare auto loan rates here.

Does Finans offer student loans or personal loans?

Compare personal loan rates here.

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