Finans Federal Credit Union

Headquarters

7017 Kennedy Ave
Hammond, IN 46323
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Notable Rates APY Vs.Others
Savings N.A. 1.65% →
1-Year CD N.A. 2.02% →
2-Year CD N.A. 3.00% →
5-Year CD N.A. 3.35% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Finans is an NCUA insured institution located in Hammond, IN. It was founded in 1936 and has approximately $10.62 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1457
Date Established 1936
Assets $10.62 million
Loans $2.06 million
Deposits $9.63 million
Capital $0.95 million
 

Deposit Rates - June 26, 2022

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Finans

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Loan Rates - June 26, 2022

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for FINANS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
6.106% 5.990% 0.75 $3,125 $1,498 Learn More

Note to FINANS
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Branches

Below are Finans branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Finans Locations



Climate Initiatives

FINANS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Finans Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Finans. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Finans U.S. Average
3.55% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Finans had $35,527 in non-current loans and $0 in owned assets. To cover these potential losses it had $953,721 in net worth and $46,918 in loans loss reserves. That gives it a Texas Ratio of 3.55%.

Net Worth
Finans U.S. Average
8.98% 12.36%

Finans FCU has a net worth of 8.98% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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