FIRST CALIFORNIA

2525 E SHIELDS AVE
Fresno, CA 93726

 

2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 23964
Date Established 1982
Assets $91.08 million
Loans $47.19 million
Deposits $82.03 million
Capital $8.35 million

First California is an NCUA insured institution located in Fresno, CA. It was founded in 1982 and has approximately $91.08 millions in assets.

Field of Membership Restrictions

Membership in First California Federal Credit Union is open to anyone in California through free membership in the California Consumer Council. Membership is also open to Federal Civil Service Employees, Business and Associations within Fresno County, current or retired members of the U. S. Armed Forces living or working in Fresno County.

Deposit Rates - August 20, 2018

Your Current Location: Virginia, VA 20146

CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD 10K
0.25% $10,000 $49,999 Learn MoreShow Less
6 Mo CD 100K
0.35% $100,000 - Learn MoreShow Less
Savings Rates (Share Account Rates) APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.40% $2,500 $4,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.10% $100 - Learn MoreShow Less

Loan Rates - August 20, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FIRST CALIFORNIA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Ally Bank
NMLS ID: 181005
4.551% 4.500% 0.25 $1,594 $1,267 Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.325% 4.250% 0.50 $2,354 $1,230 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.250% 5.250% 0.00 $0 $1,381 Learn More
Rocket Mortgage
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More
Flagstar Bank 5.740% $291.47 Learn More

Note to FIRST CALIFORNIA
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are First California branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


First California Locations

Financial Details

First California Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First California. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
First California U.S. Average
6.44% 6.94

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2018, First California had $527,097 in non-current loans and $27,740 in owned assets. To cover these potential losses it had $8,348,857 in net worth and $261,889 in loans loss reserves. That gives it a Texas Ratio of 6.44%.

Net Worth
First California U.S. Average
9.16% 13.08%

First California FCU has a net worth of 9.16% versus the BestCashCow average of 13.08. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On First California

What is First California?

A federal credit union, registered with the NCUA under certificate #23964.
Learn more about credit unions here.

Is First California FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join First California?

Please see Field of Membership information above for information on who is eligible to join.

What are First California's share account and share certificate rates?

First California's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is First California?

First California has total capital of $8.35 million. Full information on First California's financial position is located above.

Who owns First California?

Credit Unions are owned by their members.

Where are First California branches located?

See branch locations nearby.

Are First California ATMs Open 24/7?

Do First California ATMs accept cash deposits?

Can First California customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does First California have a mobile app?

Does First California have mobile deposit?

Does First California have quick pay?

How can First California transfer money to other banks or credit unions?

Does First California report to credit bureaus?

Does First California use Chexsystems?

Does First California use Equifax?

What is First California's toll free phone number?

What is First California's ACH Routing Number?

What is First California's SWIFT code?

Where can I find First California's wire transfer form?

What is the First California address for deposits?

What Products Does First California Offer

Does First California offer mortgages?

Compare mortgage rates here.

Does First California offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does First California offer auto and RV loans?

Compare auto loan rates here.

Does First California offer student loans or personal loans?

Compare personal loan rates here.

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