First Century Federal Credit Union


Po Box 85310
Sioux Falls, SD 57118
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Notable Rates APY Vs.Others
Savings N.A. 2.55% →
1-Year CD N.A. 2.80% →
2-Year CD N.A. 3.20% →
5-Year CD N.A. 3.65% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

First Century is an NCUA insured institution located in Sioux Falls, SD. It was founded in 1935 and has approximately $31.27 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 275
Date Established 1935
Assets $31.27 million
Loans $11.63 million
Deposits $27.78 million
Capital $3.37 million

Deposit Rates - August 10, 2022

Your Current Location: Virginia, VA 20146

We do not yet have rates for First Century

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Loan Rates - August 10, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FIRST CENTURY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
4.858% 4.750% 0.88 $3,132 $1,305 Learn More
NMLS ID: 1907
5.165% 4.990% 1.00 $5,000 $1,341 Learn More
Morty, Inc.
NMLS ID: 1429243
4.702% 4.625% 0.88 $2,252 $1,286 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
4.990 %
After Intro: 6.000 %
Intro Period: 12 months
$25,000 Learn More
More Info

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Below are First Century branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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First Century Locations

Climate Initiatives

FIRST CENTURY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

First Century Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First Century. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
First Century U.S. Average
3.92% 4.75

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2022, First Century had $116,719 in non-current loans and $19,327 in owned assets. To cover these potential losses it had $3,370,853 in net worth and $98,600 in loans loss reserves. That gives it a Texas Ratio of 3.92%.

Net Worth
First Century U.S. Average
10.78% 12.28%

First Century FCU has a net worth of 10.78% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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