First Century

Po Box 85310
Sioux Falls, SD 57118


General Credit Union Information

NCUA Insured Yes
Charter Number # # 275
Date Established 1935
Assets $20.08 million
Loans $11.91 million
Deposits $17.85 million
Capital $2.14 million

First Century is an NCUA insured institution located in Sioux Falls, SD. It was founded in 1935 and has approximately $20.08 millions in assets.

Savings Rates

Your Current Location: Virginia, VA 20146

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Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FIRST CENTURY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Learn More
US Wide Financial
NMLS ID: 55028
License#: MC-5809
3.766% 3.750% 0.00 $500 $1,158 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

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Below are First Century branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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First Century Locations

Financial Details

First Century Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First Century. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA insured. Depositors should be careful to remain within NCUA-insurance limits.

Texas Ratio
First Century U.S. Average
1.48% 6.15%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of June 30, 2017, First Century had $22,651 in non-current loans and $10,550 in owned assets. To cover these potential losses it had $2,143,534 in net worth and $105,504 in loans loss reserves. That gives it a Texas Ratio of 1.48%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.

Net Worth
First Century U.S. Average
10.67% 13.03

First Century FCU has a net worth of 10.67% versus the BestCashCow average of 13.03. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On FIRST CENTURY


A federal credit union, registered with the NCUA under certificate #275.
Learn more about credit unions here.


No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join FIRST CENTURY?

Please see Field of Membership information above for information on who is eligible to join.

What are FIRST CENTURY's share account and share certificate rates?

FIRST CENTURY's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.


FIRST CENTURY has total capital of $2.14 million. Full information on FIRST CENTURY's financial position is located above.


Credit Unions are owned by their members.

Where are FIRST CENTURY branches located?

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What Products Does FIRST CENTURY Offer

Does FIRST CENTURY offer mortgages?

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Does FIRST CENTURY offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does FIRST CENTURY offer auto and RV loans?

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Does FIRST CENTURY offer student loans or personal loans?

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