17235 Arrow Blvd
Fontana, CA 92335
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Fontana is an NCUA insured institution located in Fontana, CA. It was founded in 1959 and has approximately $15.77 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 12898
Date Established 1959
Assets $15.77 million
Loans $5.12 million
Deposits $14.25 million
Capital $1.50 million

Deposit Rates - April 16, 2021

Your Current Location: Washington, WA 98101

We do not yet have rates for Fontana

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Loan Rates - April 16, 2021

Your Current Location: Washington, WA 98101

There are currently no loan rates available for FONTANA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Test Advertiser QA
2.432% 2.375% 0.75 $1,875 $972 Learn More
Rocket Mortgage
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
See Table
0.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

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Below are Fontana branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Fontana Locations

Financial Details

Fontana Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Fontana. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Fontana U.S. Average
3.90% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Fontana had $31,661 in non-current loans and $28,000 in owned assets. To cover these potential losses it had $1,497,024 in net worth and $32,769 in loans loss reserves. That gives it a Texas Ratio of 3.90%.

Net Worth
Fontana U.S. Average
9.49% 12.67%

Fontana FCU has a net worth of 9.49% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Fontana

Branches and Savings

What is Fontana?

A federal credit union, registered with the NCUA under certificate #12898.
Learn more about credit unions here.

Is Fontana FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Fontana is insured by the NCUA.

Who can join Fontana?

Please see Field of Membership information above for information on who is eligible to join.

What are Fontana's share account and share certificate rates?

Fontana's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Fontana?

Fontana has total capital of $1.50 million. Full information on Fontana's financial position is located above.

Who owns Fontana?

Credit Unions are owned by their members.

Where are Fontana branches located?

See branch locations nearby.

Are Fontana ATMs Open 24/7?

Do Fontana ATMs accept cash deposits?

Can Fontana customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Fontana have a mobile app?

Does Fontana have mobile deposit?

Does Fontana have quick pay?

How can Fontana transfer money to other banks or credit unions?

Does Fontana report to credit bureaus?

Does Fontana use Chexsystems?

Does Fontana use Equifax?

What is Fontana's toll free phone number?

What is Fontana's ACH Routing Number?

What is Fontana's SWIFT code?

Where can I find Fontana's wire transfer form?

What is the Fontana address for deposits?

What Products Does Fontana Offer

Does Fontana offer mortgages?

Compare mortgage rates here.

Does Fontana offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Fontana offer auto and RV loans?

Compare auto loan rates here.

Does Fontana offer student loans or personal loans?

Compare personal loan rates here.

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