Fort Bayard Federal Credit Union


Po Box 194
Santa Clara, NM 88026
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Fort Bayard is an NCUA insured institution located in Santa Clara, NM. It was founded in 1936 and has approximately $5.77 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1838
Date Established 1936
Assets $5.77 million
Loans $2.33 million
Deposits $5.00 million
Capital $0.74 million

Deposit Rates - October 28, 2021

Your Current Location: Connecticut, CT 06828

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Loan Rates - October 28, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for FORT BAYARD

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.610% 3.500% 0.88 $3,438 $1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

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Below are Fort Bayard branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Fort Bayard Locations

Climate Initiatives

FORT BAYARD is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Fort Bayard Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Fort Bayard. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Fort Bayard U.S. Average
11.29% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Fort Bayard had $85,685 in non-current loans and $6,269 in owned assets. To cover these potential losses it had $743,026 in net worth and $71,555 in loans loss reserves. That gives it a Texas Ratio of 11.29%.

Net Worth
Fort Bayard U.S. Average
12.87% 12.22%

Fort Bayard FCU has a net worth of 12.87% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Fort Bayard

Branches and Savings

What is Fort Bayard?

A federal credit union, registered with the NCUA under certificate #1838.
Learn more about credit unions here.

Is Fort Bayard FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Fort Bayard is insured by the NCUA.

Who can join Fort Bayard?

Please see Field of Membership information above for information on who is eligible to join.

What are Fort Bayard's share account and share certificate rates?

Fort Bayard's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Fort Bayard?

Fort Bayard has total capital of $0.74 million. Full information on Fort Bayard's financial position is located above.

Who owns Fort Bayard?

Credit Unions are owned by their members.

Where are Fort Bayard branches located?

See branch locations nearby.

Are Fort Bayard ATMs Open 24/7?

Do Fort Bayard ATMs accept cash deposits?

Can Fort Bayard customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Fort Bayard have a mobile app?

Does Fort Bayard have mobile deposit?

Does Fort Bayard have quick pay?

How can Fort Bayard transfer money to other banks or credit unions?

Does Fort Bayard report to credit bureaus?

Does Fort Bayard use Chexsystems?

Does Fort Bayard use Equifax?

What is Fort Bayard's toll free phone number?

What is Fort Bayard's ACH Routing Number?

What is Fort Bayard's SWIFT code?

Where can I find Fort Bayard's wire transfer form?

What is the Fort Bayard address for deposits?

What Products Does Fort Bayard Offer

Does Fort Bayard offer mortgages?

Compare mortgage rates here.

Does Fort Bayard offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Fort Bayard offer auto and RV loans?

Compare auto loan rates here.

Does Fort Bayard offer student loans or personal loans?

Compare personal loan rates here.

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