Genesee Co-op Federal Credit Union

Headquarters

395 Gregory St
Rochester, NY 14620
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Notable Rates APY Vs.Others
Savings N.A. 5.55% →
1-Year CD N.A. 5.60% →
2-Year CD N.A. 4.90% →
5-Year CD N.A. 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Genesee Co-op is an NCUA insured institution located in Rochester, NY. It was founded in 1981 and has approximately $39.83 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 23848
Date Established 1981
Assets $39.83 million
Loans $22.87 million
Deposits $28.88 million
Capital $10.33 million
 

Deposit Rates - April 26, 2024

Your Current Location: Ohio, OH 43085

We do not yet have rates for Genesee Co-op

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Advertiser Disclosure

Loan Rates - April 26, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Genesee Co-op

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Tomo Mortgage, LLC.
NMLS ID: 2059741
7.004% 6.875% 0.63 $4,192 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.463% 7.375% 0.88 $2,800 $2,211 Learn More
MortgageResearch.com
NMLS ID: Not a Lender
Learn More
FHAloans.com
NMLS ID: Not a Lender
Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Genesee Co-op
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Branches

Below are Genesee Co-op branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Genesee Co-op Locations



Climate Policy and Initiatives

GENESEE CO-OP is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Genesee Co-op Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Genesee Co-op. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Genesee Co-op U.S. Average
7.23% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Genesee Co-op had $747,963 in non-current loans and $8,288 in owned assets. To cover these potential losses it had $10,326,299 in net worth and $136,675 in loans loss reserves. That gives it a Texas Ratio of 7.23%.

Net Worth
Genesee Co-op U.S. Average
25.9% 13.62%

Genesee Co-op FCU has a net worth of 25.9% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Genesee Co-op

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