Gold Coast Federal Credit Union

Headquarters

2226 S Congress Ave
Palm Springs, FL 33406
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Notable Rates	APY	Vs.Others
Savings	N.A.	6.25% →
1-Year CD	N.A.	5.20% →
2-Year CD	N.A.	5.10% →
5-Year CD	N.A.	4.50% →
30-Year Mortgage	N.A.	0.00% →
15-Year Mortgage	N.A.	0.00% →
HELOC	N.A.	0.99% →

Overview
Membership
Deposit Rates
Loan Rates
Branches
Climate
Financial Details
FAQs
Reviews

2023 Overview

General Credit Union Information

Gold Coast is an NCUA insured institution located in Palm Springs, FL. It was founded in 1936 and has approximately $271.11 millions in assets.


NCUA Insured	Yes / Federally Chartered
Charter Number #	# 967
Date Established	1936
Assets	$271.11 million
Loans	$94.03 million
Deposits	$255.25 million
Capital	$23.35 million

Field of Membership Restrictions

Must be an employee of any primary or secondary public, private, parochial school, college or university in Palm Beach County, St. Lucie or Okeechobee County, Florida or be an employee of Palm Beach County Bar Association or several other companies. Also open to those who live, work or worship in the Delray Beach area.

Deposit Rates - March 24, 2023

Your Current Location: Virginia, VA 20146

We do not yet have rates for Gold Coast

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Loan Rates - March 24, 2023

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Gold Coast

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2023

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: Not lender						Learn More

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Featured - Virginia Home Equity Line Of Credit Rates 2023

Lender	APR (%)^?	Monthly Payment^?	Learn More
Bethpage Federal Credit Union See Table	Intro APR 7.240 % After Intro: 8.250 % Intro Period: 12 months	$25,000	Learn More More Info
Home Equity rates and terms are subject to change without notice. All offers of credit are subject to credit approval; applicants may be offered credit at higher rates and other terms. Loan-to-value restrictions apply. Hazard insurance is required on all loans secured by real property; flood insurance may also be required. No closing costs on new HELOCs up to $500,000. The borrower will have an increased APR rate if the borrower does not (i) take an advance of $25,000 and maintain this balance for 12 months, and (ii) have automatic transfers from any Bethpage personal savings or checking account for the monthly HELOC payment. Published rates and terms based on primary homes. Home Equities not offered in TX. $5.00 minimum share account required. Membership conditions apply. Rates as low as 5.74%. Prime Rate as of 9/23/2022=6.25% (Wall Street Journal). No application or closing costs Flexible credit - only pay for what you use
Third Federal Savings and Loan See Table	6.740 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period

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Branches

Below are Gold Coast branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia

Gold Coast Locations

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Climate Initiatives

GOLD COAST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Gold Coast Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Gold Coast. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio

Gold Coast	U.S. Average
1.13%	4.63

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2022, Gold Coast had $261,210 in non-current loans and $4,988 in owned assets. To cover these potential losses it had $23,351,326 in net worth and $151,207 in loans loss reserves. That gives it a Texas Ratio of 1.13%.

Net Worth

Gold Coast	U.S. Average
8.67%	12.52%

Gold Coast FCU has a net worth of 8.67% versus the BestCashCow average of 12.52. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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