GOLD COAST

2226 S CONGRESS AVE
Palm Springs, FL 33406

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 967
Date Established 1936
Assets $184.32 million
Loans $85.57 million
Deposits $163.29 million
Capital $18.06 million

Gold Coast is an NCUA insured institution located in Palm Springs, FL. It was founded in 1936 and has approximately $184.32 millions in assets.

Field of Membership Restrictions

Must be an employee of any primary or secondary public, private, parochial school, college or university in Palm Beach County, St. Lucie or Okeechobee County, Florida or be an employee of Palm Beach County Bar Association or several other companies. Also open to those who live, work or worship in the Delray Beach area.

Deposit Rates - January 16, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Gold Coast

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Note to Gold Coast
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There are currently no rates available for Gold Coast, but see these great savings and CD rates:

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Loan Rates - January 16, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for GOLD COAST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.250% 5.250% 0.00 $0 $1,381 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender Rate (%) Monthly Payment Learn More

Note to GOLD COAST
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Gold Coast branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Gold Coast Locations

Financial Details

Gold Coast Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Gold Coast. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Gold Coast U.S. Average
2.83% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Gold Coast had $491,926 in non-current loans and $29,780 in owned assets. To cover these potential losses it had $18,064,964 in net worth and $343,834 in loans loss reserves. That gives it a Texas Ratio of 2.83%.

Net Worth
Gold Coast U.S. Average
10.05% 13.21%

Gold Coast FCU has a net worth of 10.05% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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