Gold Coast Federal Credit Union

Headquarters

2226 S Congress Ave
Palm Springs, FL 33406
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 4.66% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.25% →
5-Year CD N.A. 4.15% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2025 Overview

General Credit Union Information

Gold Coast is an NCUA insured institution located in Palm Springs, FL. It was founded in 1936 and has approximately $256.16 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 967
Date Established 1936
Assets $256.16 million
Loans $110.30 million
Deposits $231.24 million
Capital $29.19 million
 

Field of Membership Restrictions

Must be an employee of any primary or secondary public, private, parochial school, college or university in Palm Beach County, St. Lucie or Okeechobee County, Florida or be an employee of Palm Beach County Bar Association or several other companies. Also open to those who live, work or worship in the Delray Beach area.

Deposit Rates - May 14, 2025

Your Current Location: Washington, WA 98109

We do not yet have rates for Gold Coast

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Gold Coast
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Advertiser Disclosure

Loan Rates - May 14, 2025

Your Current Location: Washington, WA 98109

There are currently no loan rates available for Gold Coast

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Washington 30 Year Fixed Mortgage Rates 2025

Lender APR Rate (%) Points Fees Monthly
Payment
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Yakima Federal Savings & Loan Association
NMLS ID: 432980
6.371% 6.250% 0.00 $4,324 $1,971 Learn More
Basis Lending, LLC
NMLS ID: 2463124
6.403% 6.250% 0.63 $5,306 $1,971 Learn More
District Lending
NMLS ID: 1835285
6.584% 6.500% 0.88 $2,800 $2,023 Learn More
Infinity Mortgage Group
NMLS ID: 35972
License#: NMLS 35972
6.615% 6.500% 0.88 $3,894 $2,023 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2025

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity
Figure Home Equity
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Intro APR
7.250 %
After Intro: 7.250 %
$15,000 Learn More
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Reliant Home Funding, Inc
Reliant Home Funding, Inc
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Intro APR
7.250 %
After Intro: 7.250 %
$15,000 Learn More
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Four Leaf Federal Credit Union
Four Leaf Federal Credit Union
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Intro APR
6.490 %
After Intro: 7.750 %
Intro Period: 12 months
$25,000 Learn More
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Achieve Loans
Achieve Loans
See Table
Intro APR
10.125 %
After Intro: 10.125 %
$0 Learn More
More Info

Note to Gold Coast
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Gold Coast branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Gold Coast Locations around zip code 98109


BranchDistance Map View Lobby Hours

Port St. Lucie

2635.13 A View Lobby Hours

Belle Glade

2640.70 B View Lobby Hours

Palms West

2661.44 C View Lobby Hours

Main Office

2668.11 D View Lobby Hours


Climate Policy and Initiatives

GOLD COAST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Gold Coast Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Gold Coast. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Gold Coast U.S. Average
1.10% 7.07

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2024, Gold Coast had $319,728 in non-current loans and $4,988 in owned assets. To cover these potential losses it had $29,188,915 in net worth and $347,816 in loans loss reserves. That gives it a Texas Ratio of 1.10%.

Net Worth
Gold Coast U.S. Average
11.39% 14.25%

Gold Coast FCU has a net worth of 11.39% versus the BestCashCow average of 14.25. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Gold Coast

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