2021 Overview
General Credit Union Information
Great Basin is an NCUA insured institution located in Reno, NV. It was founded in 1951 and has approximately $226.11 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 7063 |
| Date Established | 1951 |
| Assets | $226.11 million |
| Loans | $150.77 million |
| Deposits | $203.21 million |
| Capital | $21.03 million |
Field of Membership Restrictions
Deposit Rates - March 2, 2021
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Premium Money Market Account
|
0.10% | $10,000 | $14,999 |
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|
|
Premium Money Market Account
|
0.15% | $25,000 | $34,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.10% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.20% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.30% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.40% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.55% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.15% | $1 | $499 | Learn More |
Loan Rates - March 2, 2021
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for GREAT BASIN
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Virginia 30 Year Fixed Mortgage Rates 2021
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1799947 |
2.800% | 2.750% | 0.63 | $1,620 | $1,021 | Learn More |
NMLS ID: 3030 |
3.620% | 3.500% | 1.00 | $3,750 | $1,123 | Learn More |
NMLS ID: 1833427 License#: MC-6982 |
2.977% | 2.875% | 0.75 | $3,288 | $1,038 | Learn More |
NMLS ID: 925476 |
3.083% | 3.000% | 0.75 | $2,678 | $1,055 | Learn More |
Featured - Virginia Home Equity Line Of Credit Rates 2021
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Bethpage Federal Credit Union See Table |
Intro APR 2.990 % After Intro: 3.750 % Intro Period: 12 months |
$25,000 |
Learn More
More Info |
Third Federal Savings and Loan See Table |
2.240 %
|
$0 |
Learn More
More Info |
Note to GREAT BASIN
To upload and update your bank's rates please register.
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Branches
Below are Great Basin branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Financial Details
Great Basin Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Great Basin. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Great Basin | U.S. Average |
|---|---|
| 2.77% | 4.42 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of September 30, 2020, Great Basin had $494,712 in non-current loans and $118,418 in owned assets. To cover these potential losses it had $21,033,316 in net worth and $1,140,938 in loans loss reserves. That gives it a Texas Ratio of 2.77%.
Net Worth
| Great Basin | U.S. Average |
|---|---|
| 9.3% | 12.91% |
Great Basin FCU has a net worth of 9.3% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Great Basin
Branches and Savings
What is Great Basin?
A federal credit union, registered with the NCUA under certificate #7063.
Learn more about credit unions here.
Is Great Basin FDIC insured?
No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Great Basin is insured by the NCUA.
Who can join Great Basin?
Please see Field of Membership information above for information on who is eligible to join.
How big is Great Basin?
Great Basin has total capital of $21.03 million. Full information on Great Basin's financial position is located above.
Who owns Great Basin?
Credit Unions are owned by their members.
Where are Great Basin branches located?
See branch locations nearby.
Are Great Basin ATMs Open 24/7?
Do Great Basin ATMs accept cash deposits?
Can Great Basin customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does Great Basin have a mobile app?
Does Great Basin have mobile deposit?
Does Great Basin have quick pay?
How can Great Basin transfer money to other banks or credit unions?
Does Great Basin report to credit bureaus?
Does Great Basin use Chexsystems?
Does Great Basin use Equifax?
What is Great Basin's toll free phone number?
What is Great Basin's ACH Routing Number?
What is Great Basin's SWIFT code?
Where can I find Great Basin's wire transfer form?
What is the Great Basin address for deposits?
What Products Does Great Basin Offer
Does Great Basin offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
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