Greater Central Texas

Headquarters

3305 E Elms Rd
Killeen, TX 76542
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.70% →
1-Year CD 0.50% 0.75% →
2-Year CD 0.70% 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Greater Central Texas is an NCUA insured institution located in Killeen, TX. It was founded in 1957 and has approximately $27.14 millions in assets.

NCUA Insured Yes
Charter Number # # 11995
Date Established 1957
Assets $27.14 million
Loans $7.89 million
Deposits $24.82 million
Capital $2.24 million
 

Deposit Rates - January 26, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.05% $10,000 $14,999 Learn More
Money Market
0.10% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.70% $10,000 $14,999 Learn More
24 Mo CD
0.70% $100,000 $199,999 Learn More
36 Mo CD
0.75% $10,000 $14,999 Learn More
36 Mo CD
0.75% $100,000 $199,999 Learn More

Loan Rates - January 26, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for GREATER CENTRAL TEXAS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
2.480% 2.375% 1.00 $3,500 $972 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.576% 2.500% 1.00 $2,500 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to GREATER CENTRAL TEXAS
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Greater Central Texas branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Greater Central Texas Locations


Financial Details

Greater Central Texas Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Greater Central Texas. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Greater Central Texas U.S. Average
4.30% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Greater Central Texas had $66,805 in non-current loans and $30,959 in owned assets. To cover these potential losses it had $2,244,730 in net worth and $29,074 in loans loss reserves. That gives it a Texas Ratio of 4.30%.

Net Worth
Greater Central Texas U.S. Average
8.26% 12.91%

Greater Central Texas FCU has a net worth of 8.26% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Greater Central Texas

Branches and Savings

What is Greater Central Texas?

A credit union, registered with the NCUA under certificate #11995.
Learn more about credit unions here.

Is Greater Central Texas FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Greater Central Texas?

Please see Field of Membership information above for information on who is eligible to join.

What are Greater Central Texas's share account and share certificate rates?

Greater Central Texas's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Greater Central Texas?

Greater Central Texas has total capital of $2.24 million. Full information on Greater Central Texas's financial position is located above.

Who owns Greater Central Texas?

Credit Unions are owned by their members.

Where are Greater Central Texas branches located?

See branch locations nearby.

Are Greater Central Texas ATMs Open 24/7?

Do Greater Central Texas ATMs accept cash deposits?

Can Greater Central Texas customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Greater Central Texas have a mobile app?

Does Greater Central Texas have mobile deposit?

Does Greater Central Texas have quick pay?

How can Greater Central Texas transfer money to other banks or credit unions?

Does Greater Central Texas report to credit bureaus?

Does Greater Central Texas use Chexsystems?

Does Greater Central Texas use Equifax?

What is Greater Central Texas's toll free phone number?

What is Greater Central Texas's ACH Routing Number?

What is Greater Central Texas's SWIFT code?

Where can I find Greater Central Texas's wire transfer form?

What is the Greater Central Texas address for deposits?

What Products Does Greater Central Texas Offer

Does Greater Central Texas offer mortgages?

Compare mortgage rates here.

Does Greater Central Texas offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Greater Central Texas offer auto and RV loans?

Compare auto loan rates here.

Does Greater Central Texas offer student loans or personal loans?

Compare personal loan rates here.

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