Holy Rosary is an NCUA insured institution located in Rochester, NH. It was founded in 1962 and has approximately $502.26 millions in assets.
Who can join?
If you live, work or worship in the State of New Hampshire, you are eligible to join Holy Rosary Credit Union. If you have an immediate family member that is a member of HRCU, you are also eligible to join the credit union.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 65088 |
| Date Established | 1962 |
| Assets | $502.26 million |
| Loans | $315.98 million |
| Deposits | $453.01 million |
| Capital | $45.90 million |
Your Current Location: Virginia, VA
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.05% | $2,500 | $2,999 |
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|
|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
|
Money Market
|
0.20% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Your Current Location: Virginia, VA
There are currently no loan rates available for Holy Rosary
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Below are Holy Rosary branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Petersburg,Virginia
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 539.98 | A | View Lobby Hours | |
| 541.31 | B | View Lobby Hours | |
| 542.61 | C | View Lobby Hours | |
| 542.78 | D | View Lobby Hours |
HOLY ROSARY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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The following ratios and data are available to help you better understand the financial condition of Holy Rosary. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Holy Rosary | U.S. Average |
|---|---|
| 9.83% | 6.78 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2025, Holy Rosary had $4,569,157 in non-current loans and $68,442 in owned assets. To cover these potential losses it had $45,898,454 in net worth and $1,256,701 in loans loss reserves. That gives it a Texas Ratio of 9.83%.
| Holy Rosary | U.S. Average |
|---|---|
| 9.14% | 14.48% |
Holy Rosary FCU has a net worth of 9.14% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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Last Update on September 30, 2026
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