2024 Overview
General Credit Union Information
Holy Rosary is an NCUA insured institution located in Rochester, NH. It was founded in 1962 and has approximately $424.98 millions in assets.
Who can join?
If you live, work or worship in the State of New Hampshire, you are eligible to join Holy Rosary Credit Union. If you have an immediate family member that is a member of HRCU, you are also eligible to join the credit union.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 65088 |
| Date Established | 1962 |
| Assets | $424.98 million |
| Loans | $267.52 million |
| Deposits | $389.38 million |
| Capital | $36.36 million |
Field of Membership Restrictions
Holy Rosary Credit Union of New Hampshire is open to the residents, church members, registered students, and the people that maintain employment within the entire state of New Hampshire and the family members of the current credit union members.
Deposit Rates - April 18, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.05% | $2,500 | $2,999 |
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|
|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
|
Money Market
|
0.20% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - April 18, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Holy Rosary
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
7.350% | 7.250% | 1.00 | $3,200 | $2,183 | Learn More |
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: 491986 |
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NMLS ID: 1907 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Holy Rosary
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Branches
Below are Holy Rosary branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
HOLY ROSARY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Holy Rosary Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Holy Rosary. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Holy Rosary | U.S. Average |
|---|---|
| 9.68% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Holy Rosary had $3,584,762 in non-current loans and $56,525 in owned assets. To cover these potential losses it had $36,357,440 in net worth and $1,256,701 in loans loss reserves. That gives it a Texas Ratio of 9.68%.
Net Worth
| Holy Rosary | U.S. Average |
|---|---|
| 8.55% | 13.62% |
Holy Rosary FCU has a net worth of 8.55% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Holy Rosary
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