HOLY ROSARY

Headquarters

PO BOX 2078
Rochester, NH 03866
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.40% →
1-Year CD 0.45% 1.15% →
2-Year CD 0.65% 1.26% →
5-Year CD 0.95% 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Holy Rosary is an NCUA insured institution located in Rochester, NH. It was founded in 1962 and has approximately $312.3 millions in assets.

Who can join?

If you live, work or worship in the State of New Hampshire, you are eligible to join Holy Rosary Credit Union. If you have an immediate family member that is a member of HRCU, you are also eligible to join the credit union.

NCUA Insured Yes
Charter Number # # 65088
Date Established 1962
Assets $312.30 million
Loans $219.12 million
Deposits $283.00 million
Capital $27.71 million
 

Field of Membership Restrictions

Holy Rosary Credit Union of New Hampshire is open to the residents, church members, registered students, and the people that maintain employment within the entire state of New Hampshire and the family members of the current credit union members.

Deposit Rates - July 15, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.45% $10,000 $14,999 Learn More
12 Mo CD
0.45% $100,000 $199,999 Learn More
Special: 15 Mo CD
0.55% $500 - Learn More
18 Mo CD
0.65% $10,000 $14,999 Learn More
18 Mo CD
0.65% $100,000 $199,999 Learn More
24 Mo CD
0.65% $10,000 $14,999 Learn More
24 Mo CD
0.65% $100,000 $199,999 Learn More
36 Mo CD
0.75% $10,000 $14,999 Learn More
36 Mo CD
0.75% $100,000 $199,999 Learn More
48 Mo CD
0.85% $10,000 $14,999 Learn More
48 Mo CD
0.85% $100,000 $199,999 Learn More
60 Mo CD
0.95% $10,000 $14,999 Learn More
60 Mo CD
0.95% $100,000 $199,999 Learn More
Fixed IRA Rates APY MIN MAX
Special: 15 Mo FIRA
0.55% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - July 15, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for HOLY ROSARY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.951% 2.875% 1.00 $2,445 $1,038 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

Note to HOLY ROSARY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Holy Rosary branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Holy Rosary Locations


Financial Details

Holy Rosary Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Holy Rosary. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Holy Rosary U.S. Average
6.99% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Holy Rosary had $1,904,104 in non-current loans and $101,500 in owned assets. To cover these potential losses it had $27,706,538 in net worth and $995,408 in loans loss reserves. That gives it a Texas Ratio of 6.99%.

Net Worth
Holy Rosary U.S. Average
8.87% 13.61%

Holy Rosary FCU has a net worth of 8.87% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Holy Rosary

Branches and Savings

What is Holy Rosary?

A federal credit union, registered with the NCUA under certificate #65088.
Learn more about credit unions here.

Is Holy Rosary FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Holy Rosary?

Please see Field of Membership information above for information on who is eligible to join.

What are Holy Rosary's share account and share certificate rates?

Holy Rosary's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Holy Rosary?

Holy Rosary has total capital of $27.71 million. Full information on Holy Rosary's financial position is located above.

Who owns Holy Rosary?

Credit Unions are owned by their members.

Where are Holy Rosary branches located?

See branch locations nearby.

Are Holy Rosary ATMs Open 24/7?

Do Holy Rosary ATMs accept cash deposits?

Can Holy Rosary customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Holy Rosary have a mobile app?

Does Holy Rosary have mobile deposit?

Does Holy Rosary have quick pay?

How can Holy Rosary transfer money to other banks or credit unions?

Does Holy Rosary report to credit bureaus?

Does Holy Rosary use Chexsystems?

Does Holy Rosary use Equifax?

What is Holy Rosary's toll free phone number?

What is Holy Rosary's ACH Routing Number?

What is Holy Rosary's SWIFT code?

Where can I find Holy Rosary's wire transfer form?

What is the Holy Rosary address for deposits?

What Products Does Holy Rosary Offer

Does Holy Rosary offer mortgages?

Compare mortgage rates here.

Does Holy Rosary offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Holy Rosary offer auto and RV loans?

Compare auto loan rates here.

Does Holy Rosary offer student loans or personal loans?

Compare personal loan rates here.

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