HONOLULU

Headquarters

P.O. Box 235862
Honolulu, HI 96823
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.40% →
1-Year CD 1.10% 1.10% →
2-Year CD 1.20% 1.26% →
5-Year CD N.A. 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Honolulu is an NCUA insured institution located in Honolulu, HI. It was founded in 1936 and has approximately $272.93 millions in assets.

Who can join?

Individuals in the following fields of membership are eligible to join Honolulu FCU:

Civilian employees of the U.S. Government headquartered in Honolulu, Hawaii, including civilian and military employees of all branches of Department of Defense.

Civilian and military personnel of the 14th Coast Guard District who work in or have headquarters in the 14th Coast Guard District, Hawaii.

Members of the U.S. Armed Forces including the U.S. Coast Guard who live in Hawaii, active or retired, or their dependents or dependent survivors who live in Hawaii who are eligible to receive and are receiving benefits or services from the Sand Island Coast Guard Base in Hawaii.

Contractors and employees of contractors who regularly work at the Sand Island Coast Guard Base in Hawaii under contract with the U.S. Government except those who are eligible for primary membership in another credit union by virtue of their employment.

Employees of Honolulu FCU.

Employees of Select Employee Group

NCUA Insured Yes
Charter Number # # 1830
Date Established 1936
Assets $272.93 million
Loans $188.15 million
Deposits $238.91 million
Capital $32.61 million
 

Field of Membership Restrictions

Membership in Honolulu Federal Credit Union is open to the following: (1) civilian employees of the U.S. Government headquartered in Honolulu; (2) civilian and military employees of all branches of Department of Defense stationed in Honolulu; (3) civilian and military personnel of the 14th Coast Guard District who work in or have headquarters in the 14th Coast Guard District; (4) active and retired members of the U.S. Armed Forces who live in Hawaii and eligible to receive benefits from Sand Island Coast Guard Base in Hawaii; (5) employees of over 200 area Select Employer Groups.

Deposit Rates - July 16, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.75% $10,000 $14,999 Learn More
6 Mo CD
0.75% $100,000 $199,999 Learn More
12 Mo CD
1.10% $10,000 $14,999 Learn More
12 Mo CD
1.10% $100,000 $199,999 Learn More
18 Mo CD
1.10% $10,000 $14,999 Learn More
18 Mo CD
1.10% $100,000 $199,999 Learn More
24 Mo CD
1.20% $10,000 $14,999 Learn More
24 Mo CD
1.20% $100,000 $199,999 Learn More
36 Mo CD
1.30% $10,000 $14,999 Learn More
36 Mo CD
1.30% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - July 16, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for HONOLULU

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.950% 2.875% 1.00 $2,428 $1,038 Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
4.000 %
$0 Learn More
More Info

Note to HONOLULU
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Honolulu branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Honolulu Locations


Financial Details

Honolulu Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Honolulu. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Honolulu U.S. Average
5.30% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Honolulu had $1,734,654 in non-current loans and $75,560 in owned assets. To cover these potential losses it had $32,605,931 in net worth and $1,573,967 in loans loss reserves. That gives it a Texas Ratio of 5.30%.

Net Worth
Honolulu U.S. Average
11.94% 13.61%

Honolulu FCU has a net worth of 11.94% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Honolulu

Branches and Savings

What is Honolulu?

A federal credit union, registered with the NCUA under certificate #1830.
Learn more about credit unions here.

Is Honolulu FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Honolulu?

Please see Field of Membership information above for information on who is eligible to join.

What are Honolulu's share account and share certificate rates?

Honolulu's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Honolulu?

Honolulu has total capital of $32.61 million. Full information on Honolulu's financial position is located above.

Who owns Honolulu?

Credit Unions are owned by their members.

Where are Honolulu branches located?

See branch locations nearby.

Are Honolulu ATMs Open 24/7?

Do Honolulu ATMs accept cash deposits?

Can Honolulu customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Honolulu have a mobile app?

Does Honolulu have mobile deposit?

Does Honolulu have quick pay?

How can Honolulu transfer money to other banks or credit unions?

Does Honolulu report to credit bureaus?

Does Honolulu use Chexsystems?

Does Honolulu use Equifax?

What is Honolulu's toll free phone number?

What is Honolulu's ACH Routing Number?

What is Honolulu's SWIFT code?

Where can I find Honolulu's wire transfer form?

What is the Honolulu address for deposits?

What Products Does Honolulu Offer

Does Honolulu offer mortgages?

Compare mortgage rates here.

Does Honolulu offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Honolulu offer auto and RV loans?

Compare auto loan rates here.

Does Honolulu offer student loans or personal loans?

Compare personal loan rates here.

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