Horizon One Credit Union of Indianapolis

Headquarters

610 Drover Street
Indianapolis, IN 46221
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.50% →
5-Year CD N.A. 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Horizon One Credit Union Of Indianapolis is an NCUA insured institution located in Indianapolis, IN. It was founded in 1949 and has approximately $62.81 millions in assets.

Horizon One Federal Credit Union merged with Financial Center.

NCUA Insured Yes / Federally Chartered
Charter Number # # 6435
Date Established 1949
Assets $62.81 million
Loans $38.74 million
Deposits $58.31 million
Capital $5.27 million
 

Deposit Rates - September 30, 2026

Your Current Location: New York, NY 10116

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Loan Rates - September 30, 2026

Your Current Location: New York, NY 10116

There are currently no loan rates available for Horizon One Credit Union of Indianapolis

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



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Featured - New York Home Equity Line Of Credit Rates 2026

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Branches

Below are Horizon One Credit Union Of Indianapolis branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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New York City,New York


Horizon One Credit Union Of Indianapolis Locations around zip code 10116


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Climate Policy and Initiatives

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Financial Details

Horizon One Credit Union Of Indianapolis Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Horizon One Credit Union Of Indianapolis. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Horizon One Credit Union Of Indianapolis U.S. Average
2.89% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Horizon One Credit Union Of Indianapolis had $139,045 in non-current loans and $30,184 in owned assets. To cover these potential losses it had $5,270,157 in net worth and $590,195 in loans loss reserves. That gives it a Texas Ratio of 2.89%.

Net Worth
Horizon One Credit Union Of Indianapolis U.S. Average
8.39% 14.48%

Horizon One Credit Union Of Indianapolis FCU has a net worth of 8.39% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Horizon One Credit Union of Indianapolis

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