2021 Overview
General Credit Union Information
Horizon One is an NCUA insured institution located in Indianapolis, IN. It was founded in 1949 and has approximately $62.81 millions in assets.
Horizon One Federal Credit Union merged with Financial Center.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 6435 |
| Date Established | 1949 |
| Assets | $62.81 million |
| Loans | $38.74 million |
| Deposits | $58.31 million |
| Capital | $5.27 million |
Deposit Rates - May 13, 2021
Your Current Location: Connecticut, CT 06828
We do not yet have rates for Horizon One
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Loan Rates - May 13, 2021
Your Current Location: Connecticut, CT 06828
There are currently no loan rates available for HORIZON ONE
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Connecticut 30 Year Fixed Mortgage Rates 2021
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
3.494% | 3.375% | 1.00 | $3,750 | $1,106 | Learn More |
NMLS ID: 3030 |
3.368% | 3.250% | 1.00 | $3,750 | $1,089 | Learn More |
NMLS ID: 541760 |
2.989% | 2.950% | 0.50 | $1,262 | $1,048 | Learn More |
NMLS ID: 1429243 |
2.682% | 2.625% | 0.38 | $1,878 | $1,005 | Learn More |
Featured - Connecticut Home Equity Line Of Credit Rates 2021
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Bethpage Federal Credit Union See Table |
Intro APR 2.990 % After Intro: 3.750 % Intro Period: 12 months |
$25,000 |
Learn More
More Info |
BMO Harris Bank See Table |
Intro APR 1.990 % After Intro: 4.700 % Intro Period: 12 months |
$0 |
Learn More
More Info |
Third Federal Savings and Loan See Table |
2.240 %
|
$0 |
Learn More
More Info |
Note to HORIZON ONE
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It is free to register and add rates.
Branches
Below are Horizon One branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Fairfield,Connecticut
Financial Details
Horizon One Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Horizon One. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Horizon One | U.S. Average |
|---|---|
| 2.89% | 5.40 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2020, Horizon One had $139,045 in non-current loans and $30,184 in owned assets. To cover these potential losses it had $5,270,157 in net worth and $590,195 in loans loss reserves. That gives it a Texas Ratio of 2.89%.
Net Worth
| Horizon One | U.S. Average |
|---|---|
| 8.39% | 12.67% |
Horizon One FCU has a net worth of 8.39% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Horizon One
Branches and Savings
What is Horizon One?
A federal credit union, registered with the NCUA under certificate #6435.
Learn more about credit unions here.
Is Horizon One FDIC insured?
No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Horizon One is insured by the NCUA.
Who can join Horizon One?
Please see Field of Membership information above for information on who is eligible to join.
How big is Horizon One?
Horizon One has total capital of $5.27 million. Full information on Horizon One's financial position is located above.
Who owns Horizon One?
Credit Unions are owned by their members.
Where are Horizon One branches located?
See branch locations nearby.
Are Horizon One ATMs Open 24/7?
Do Horizon One ATMs accept cash deposits?
Can Horizon One customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does Horizon One have a mobile app?
Does Horizon One have mobile deposit?
Does Horizon One have quick pay?
How can Horizon One transfer money to other banks or credit unions?
Does Horizon One report to credit bureaus?
Does Horizon One use Chexsystems?
Does Horizon One use Equifax?
What is Horizon One's toll free phone number?
What is Horizon One's ACH Routing Number?
What is Horizon One's SWIFT code?
Where can I find Horizon One's wire transfer form?
What is the Horizon One address for deposits?
What Products Does Horizon One Offer
Does Horizon One offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
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