Housatonic Teachers Federal Credit Union


Po Box 572
Stratford, CT 06615
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Notable Rates APY Vs.Others
Savings N.A. 5.40% →
1-Year CD N.A. 5.77% →
2-Year CD N.A. 5.50% →
5-Year CD N.A. 5.25% →
30-Year Mortgage N.A. 0.00% →
15-Year Mortgage N.A. 0.00% →
HELOC N.A. 0.99% →

2023 Overview

General Credit Union Information

Housatonic Teachers is an NCUA insured institution located in Stratford, CT. It was founded in 1935 and has approximately $20.4 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 366
Date Established 1935
Assets $20.40 million
Loans $9.01 million
Deposits $14.27 million
Capital $6.03 million

Deposit Rates - November 28, 2023

Your Current Location: Virginia, VA 20146

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Loan Rates - November 28, 2023

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Housatonic Teachers

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2023

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Neighbors Bank
NMLS ID: 491986
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Featured - Virginia Home Equity Line Of Credit Rates 2023

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Below are Housatonic Teachers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Housatonic Teachers Locations

Climate Initiatives

HOUSATONIC TEACHERS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Housatonic Teachers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Housatonic Teachers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Housatonic Teachers U.S. Average
0.80% 4.93

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2023, Housatonic Teachers had $48,256 in non-current loans and $0 in owned assets. To cover these potential losses it had $6,031,610 in net worth and $26,726 in loans loss reserves. That gives it a Texas Ratio of 0.80%.

Net Worth
Housatonic Teachers U.S. Average
30.85% 13.17%

Housatonic Teachers FCU has a net worth of 30.85% versus the BestCashCow average of 13.17. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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