Housatonic Teachers

Po Box 572
Stratford, CT 06615

Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 366
Date Established 1935
Assets $20.40 million
Loans $9.01 million
Deposits $14.27 million
Capital $6.03 million

Housatonic Teachers is an NCUA insured institution located in Stratford, CT. It was founded in 1935 and has approximately $20.4 millions in assets.

Savings Rates

Your Current Location: Virginia, VA 20146

We do not yet have rates for Housatonic Teachers

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Note to Housatonic Teachers
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There are currently no rates available for Housatonic Teachers, but see these great savings and CD rates:

1.20% APY Online Savings Account from Ally Bank
1.50% APY 11 Month CD from Ally Bank

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for HOUSATONIC TEACHERS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
US Wide Financial
NMLS ID: 55028
License#: MC-5809
3.750% 3.750% -0.25 ($162) $1,158 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More

Note to HOUSATONIC TEACHERS
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Housatonic Teachers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Housatonic Teachers Locations

Financial Details

Housatonic Teachers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Housatonic Teachers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA insured. Depositors should be careful to remain within NCUA-insurance limits.

Texas Ratio
Housatonic Teachers U.S. Average
0.80% 6.15%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of June 30, 2017, Housatonic Teachers had $48,256 in non-current loans and $0 in owned assets. To cover these potential losses it had $6,031,610 in net worth and $26,726 in loans loss reserves. That gives it a Texas Ratio of 0.80%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.

Net Worth
Housatonic Teachers U.S. Average
30.85% 13.03

Housatonic Teachers FCU has a net worth of 30.85% versus the BestCashCow average of 13.03. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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