Housatonic Teachers

Po Box 572
Stratford, CT 06615

Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 366
Date Established 1935
Assets $20.40 million
Loans $9.01 million
Deposits $14.27 million
Capital $6.03 million

Housatonic Teachers is an NCUA insured institution located in Stratford, CT. It was founded in 1935 and has approximately $20.4 millions in assets.

Deposit Rates

Your Current Location: Virginia, VA 20146

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Note to Housatonic Teachers
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There are currently no rates available for Housatonic Teachers, but see these great savings and CD rates:

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Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for HOUSATONIC TEACHERS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
4.391% 4.375% 0.00 $475 $1,249 Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.411% 4.375% 0.00 $1,190 $1,249 Learn More
PenFed Credit Union
NMLS ID: 401822
4.585% 4.500% 0.00 $2,500 $1,267 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Flagstar Bank 5.740% $291.47 Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More

Note to HOUSATONIC TEACHERS
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Branches

Below are Housatonic Teachers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Housatonic Teachers Locations

Financial Details

Housatonic Teachers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Housatonic Teachers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Housatonic Teachers U.S. Average
0.80% 6.94

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2018, Housatonic Teachers had $48,256 in non-current loans and $0 in owned assets. To cover these potential losses it had $6,031,610 in net worth and $26,726 in loans loss reserves. That gives it a Texas Ratio of 0.80%.

Net Worth
Housatonic Teachers U.S. Average
30.85% 13.08%

Housatonic Teachers FCU has a net worth of 30.85% versus the BestCashCow average of 13.08. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Housatonic Teachers

What is Housatonic Teachers?

A federal credit union, registered with the NCUA under certificate #366.
Learn more about credit unions here.

Is Housatonic Teachers FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Housatonic Teachers?

Please see Field of Membership information above for information on who is eligible to join.

What are Housatonic Teachers's share account and share certificate rates?

Housatonic Teachers's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Housatonic Teachers?

Housatonic Teachers has total capital of $6.03 million. Full information on Housatonic Teachers's financial position is located above.

Who owns Housatonic Teachers?

Credit Unions are owned by their members.

Where are Housatonic Teachers branches located?

See branch locations nearby.

Are Housatonic Teachers ATMs Open 24/7?

Do Housatonic Teachers ATMs accept cash deposits?

Can Housatonic Teachers customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Housatonic Teachers have a mobile app?

Does Housatonic Teachers have mobile deposit?

Does Housatonic Teachers have quick pay?

How can Housatonic Teachers transfer money to other banks or credit unions?

Does Housatonic Teachers report to credit bureaus?

Does Housatonic Teachers use Chexsystems?

Does Housatonic Teachers use Equifax?

What is Housatonic Teachers's toll free phone number?

What is Housatonic Teachers's ACH Routing Number?

What is Housatonic Teachers's SWIFT code?

Where can I find Housatonic Teachers's wire transfer form?

What is the Housatonic Teachers address for deposits?

What Products Does Housatonic Teachers Offer

Does Housatonic Teachers offer mortgages?

Compare mortgage rates here.

Does Housatonic Teachers offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Housatonic Teachers offer auto and RV loans?

Compare auto loan rates here.

Does Housatonic Teachers offer student loans or personal loans?

Compare personal loan rates here.

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