Kootenai Valley


Po Box 636
Libby, MT 59923
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.71% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Kootenai Valley is an NCUA insured institution located in Libby, MT. It was founded in 1956 and has approximately $4.72 millions in assets.

NCUA Insured Yes
Charter Number # # 11330
Date Established 1956
Assets $4.72 million
Loans $2.91 million
Deposits $4.24 million
Capital $0.47 million

Deposit Rates - January 27, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Kootenai Valley

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Loan Rates - January 27, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for KOOTENAI VALLEY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
First Internet Bank
NMLS ID: 424182
2.650% 2.625% 0.38 $815 $1,005 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info

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Below are Kootenai Valley branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Financial Details

Kootenai Valley Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Kootenai Valley. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Kootenai Valley U.S. Average
3.51% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Kootenai Valley had $12,926 in non-current loans and $4,967 in owned assets. To cover these potential losses it had $467,672 in net worth and $41,469 in loans loss reserves. That gives it a Texas Ratio of 3.51%.

Net Worth
Kootenai Valley U.S. Average
9.91% 12.91%

Kootenai Valley FCU has a net worth of 9.91% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Kootenai Valley

Branches and Savings

What is Kootenai Valley?

A credit union, registered with the NCUA under certificate #11330.
Learn more about credit unions here.

Is Kootenai Valley FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Kootenai Valley?

Please see Field of Membership information above for information on who is eligible to join.

What are Kootenai Valley's share account and share certificate rates?

Kootenai Valley's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Kootenai Valley?

Kootenai Valley has total capital of $0.47 million. Full information on Kootenai Valley's financial position is located above.

Who owns Kootenai Valley?

Credit Unions are owned by their members.

Where are Kootenai Valley branches located?

See branch locations nearby.

Are Kootenai Valley ATMs Open 24/7?

Do Kootenai Valley ATMs accept cash deposits?

Can Kootenai Valley customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Kootenai Valley have a mobile app?

Does Kootenai Valley have mobile deposit?

Does Kootenai Valley have quick pay?

How can Kootenai Valley transfer money to other banks or credit unions?

Does Kootenai Valley report to credit bureaus?

Does Kootenai Valley use Chexsystems?

Does Kootenai Valley use Equifax?

What is Kootenai Valley's toll free phone number?

What is Kootenai Valley's ACH Routing Number?

What is Kootenai Valley's SWIFT code?

Where can I find Kootenai Valley's wire transfer form?

What is the Kootenai Valley address for deposits?

What Products Does Kootenai Valley Offer

Does Kootenai Valley offer mortgages?

Compare mortgage rates here.

Does Kootenai Valley offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Kootenai Valley offer auto and RV loans?

Compare auto loan rates here.

Does Kootenai Valley offer student loans or personal loans?

Compare personal loan rates here.

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