LAKESHORE

2182 LAKESHORE DR
Muskegon, MI 49441

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 8709
Date Established 1953
Assets $29.03 million
Loans $11.22 million
Deposits $24.44 million
Capital $4.48 million

Lakeshore is an NCUA insured institution located in Muskegon, MI. It was founded in 1953 and has approximately $29.03 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, worship, attend school, or work in, and businesses and legal entities located in Muskegon County, Michigan.

Deposit Rates - August 18, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Lakeshore

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Lakeshore
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There are currently no rates available for Lakeshore, but see these great savings and CD rates:

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Loan Rates - August 18, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for LAKESHORE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.414% 3.375% 0.50 $1,238 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to LAKESHORE
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Branches

Below are Lakeshore branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Lakeshore Locations


Financial Details

Lakeshore Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Lakeshore. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Lakeshore U.S. Average
0.07% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Lakeshore had $3,176 in non-current loans and $0 in owned assets. To cover these potential losses it had $4,477,237 in net worth and $51,668 in loans loss reserves. That gives it a Texas Ratio of 0.07%.

Net Worth
Lakeshore U.S. Average
15.42% 13.47%

Lakeshore FCU has a net worth of 15.42% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Lakeshore

Branches and Savings

What is Lakeshore?

A federal credit union, registered with the NCUA under certificate #8709.
Learn more about credit unions here.

Is Lakeshore FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Lakeshore?

Please see Field of Membership information above for information on who is eligible to join.

What are Lakeshore's share account and share certificate rates?

Lakeshore's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Lakeshore?

Lakeshore has total capital of $4.48 million. Full information on Lakeshore's financial position is located above.

Who owns Lakeshore?

Credit Unions are owned by their members.

Where are Lakeshore branches located?

See branch locations nearby.

Are Lakeshore ATMs Open 24/7?

Do Lakeshore ATMs accept cash deposits?

Can Lakeshore customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Lakeshore have a mobile app?

Does Lakeshore have mobile deposit?

Does Lakeshore have quick pay?

How can Lakeshore transfer money to other banks or credit unions?

Does Lakeshore report to credit bureaus?

Does Lakeshore use Chexsystems?

Does Lakeshore use Equifax?

What is Lakeshore's toll free phone number?

What is Lakeshore's ACH Routing Number?

What is Lakeshore's SWIFT code?

Where can I find Lakeshore's wire transfer form?

What is the Lakeshore address for deposits?

What Products Does Lakeshore Offer

Does Lakeshore offer mortgages?

Compare mortgage rates here.

Does Lakeshore offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Lakeshore offer auto and RV loans?

Compare auto loan rates here.

Does Lakeshore offer student loans or personal loans?

Compare personal loan rates here.

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