4041 N. Maplewood Ave
Chicago, IL 60618
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Limits Depot is an NCUA insured institution located in Chicago, IL. It was founded in 1938 and has approximately $8.15 millions in assets.

NCUA Insured Yes
Charter Number # # 2567
Date Established 1938
Assets $8.15 million
Loans $0.95 million
Deposits $5.77 million
Capital $2.37 million

Deposit Rates - October 25, 2020

Your Current Location: Washington, WA 98101

We do not yet have rates for Limits Depot

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Advertiser Disclosure

Loan Rates - October 25, 2020

Your Current Location: Washington, WA 98101

There are currently no loan rates available for LIMITS DEPOT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
Cascadia Mortgage
NMLS ID: 1505422
License#: NMLS #1505422
2.830% 2.750% 0.63 $2,622 $1,021 Learn More
NMLS ID: 2890
License#: 520-CL-25944
2.575% 2.500% 1.00 $2,470 $988 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More

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Below are Limits Depot branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Limits Depot Locations

Financial Details

Limits Depot Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Limits Depot. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Limits Depot U.S. Average
2.72% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Limits Depot had $68,246 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,366,708 in net worth and $143,685 in loans loss reserves. That gives it a Texas Ratio of 2.72%.

Net Worth
Limits Depot U.S. Average
29.04% 13.61%

Limits Depot FCU has a net worth of 29.04% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Limits Depot

Branches and Savings

What is Limits Depot?

A federal credit union, registered with the NCUA under certificate #2567.
Learn more about credit unions here.

Is Limits Depot FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Limits Depot?

Please see Field of Membership information above for information on who is eligible to join.

What are Limits Depot's share account and share certificate rates?

Limits Depot's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Limits Depot?

Limits Depot has total capital of $2.37 million. Full information on Limits Depot's financial position is located above.

Who owns Limits Depot?

Credit Unions are owned by their members.

Where are Limits Depot branches located?

See branch locations nearby.

Are Limits Depot ATMs Open 24/7?

Do Limits Depot ATMs accept cash deposits?

Can Limits Depot customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Limits Depot have a mobile app?

Does Limits Depot have mobile deposit?

Does Limits Depot have quick pay?

How can Limits Depot transfer money to other banks or credit unions?

Does Limits Depot report to credit bureaus?

Does Limits Depot use Chexsystems?

Does Limits Depot use Equifax?

What is Limits Depot's toll free phone number?

What is Limits Depot's ACH Routing Number?

What is Limits Depot's SWIFT code?

Where can I find Limits Depot's wire transfer form?

What is the Limits Depot address for deposits?

What Products Does Limits Depot Offer

Does Limits Depot offer mortgages?

Compare mortgage rates here.

Does Limits Depot offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Limits Depot offer auto and RV loans?

Compare auto loan rates here.

Does Limits Depot offer student loans or personal loans?

Compare personal loan rates here.

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