Longshoremen's Local 4 Federal Credit Union


Po Box 61629
Vancouver, WA 98666
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Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.85% →
2-Year CD N.A. 0.87% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Longshoremen's Local 4 is an NCUA insured institution located in Vancouver, WA. It was founded in 1956 and has approximately $38.8 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 10799
Date Established 1956
Assets $38.80 million
Loans $15.33 million
Deposits $32.37 million
Capital $6.31 million

Field of Membership Restrictions

Membership is open to those who work out of the International Longshore and Warehouse Union Local 4 in Vancouver, Washington.

Deposit Rates - January 24, 2022

Your Current Location: Virginia, VA 20146

We do not yet have rates for Longshoremen's Local 4

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Loan Rates - January 24, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for LONGSHOREMEN'S LOCAL 4

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2022

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Morty, Inc.
NMLS ID: 1429243
3.203% 3.125% 1.00 $2,470 $1,071 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

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Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
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More Info

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Climate Initiatives

LONGSHOREMEN'S LOCAL 4 is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Longshoremen's Local 4 Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Longshoremen's Local 4. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Longshoremen's Local 4 U.S. Average
0.68% 3.93

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2021, Longshoremen's Local 4 had $43,149 in non-current loans and $0 in owned assets. To cover these potential losses it had $6,312,891 in net worth and $50,000 in loans loss reserves. That gives it a Texas Ratio of 0.68%.

Net Worth
Longshoremen's Local 4 U.S. Average
16.27% 12.37%

Longshoremen's Local 4 FCU has a net worth of 16.27% versus the BestCashCow average of 12.37. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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