Mills42 Federal Credit Union
Headquarters
83 Merrimack St
Lowell, MA 01852
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2024 Overview
General Credit Union Information
Mills42 is an NCUA insured institution located in Lowell, MA. It was founded in 1958 and has approximately $26.72 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 12666 |
| Date Established | 1958 |
| Assets | $26.72 million |
| Loans | $21.39 million |
| Deposits | $22.38 million |
| Capital | $3.08 million |
Deposit Rates - April 20, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Mills42
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Loan Rates - April 20, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Mills42
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 2059741 |
6.994% | 6.875% | 0.63 | $3,901 | $2,103 | Learn More |
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: 1907 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Mills42
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Branches
Below are Mills42 branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
MILLS42 is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Mills42 Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Mills42. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Mills42 | U.S. Average |
|---|---|
| 1.74% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Mills42 had $51,426 in non-current loans and $2,800 in owned assets. To cover these potential losses it had $3,084,619 in net worth and $38,705 in loans loss reserves. That gives it a Texas Ratio of 1.74%.
Net Worth
| Mills42 | U.S. Average |
|---|---|
| 11.55% | 13.62% |
Mills42 FCU has a net worth of 11.55% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Mills42
Lilly Wallace
July 13, 2022
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Vanessa Dozier
July 13, 2022
Hello, did you know that there are 241,120 internet directories in the world.
These websites are what drive traffic to YOUR business.
Want more traffic? Want more Sales? We can help - today.
Your website is listed in only of these directories.
Get more traffic for your United States audience.
Our automated system adds your website to all of the directories.
You can find it here: getlisted.directory/
Act today, and we will expedite your listings and waive the processing charge!
We have a special going on. Use "FRIENDS" on checkout for a 50% discount valid today.
Is this review helpful? Yes:0 / No: 0
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