MISSOURI

PO Box 1795
Columbia, MO 65205

Notable Rates APY Vs.Others
Savings 0.10% 1.90% →
1-Year CD 1.50% 1.90% →
2-Year CD N.A. 1.95% →
5-Year CD 1.80% 2.00% →
30-Year Mortgage N.A. 3.14% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.50% →

2020 Overview

General Credit Union Information

Missouri is an NCUA insured institution located in Columbia, MO. It was founded in 1969 and has approximately $369.32 millions in assets.

Who can join?

If you live or work in Audrain, Boone, Callaway, Cole, Cooper, Howard, Miller, Moniteau, Osage, or Randolph, you are eligible for membership.
If you are an immediate family member of a currently existing member, you are eligible for membership. Immediate family is defined as spouse, children, stepchildren, parents, grandparents, sisters, and brothers.
You are eligible if you are employed by or affiliated with the state of Missouri including:
• Retirees
• Societies
• Systems
• Agencies
• Associations
• Boards
• Commissions
• Co-partnerships
• Corporations
• Educational Institutions
You are eligible if you are employed by or affiliated with any educational institution in Missouri including:
• Central Methodist University
• Columbia College
• Lincoln University
• Stephens College
• Truman State University
• William Woods University
• University of Missouri
• Students
• Retirees
• Societies
• Systems
• Agencies
• Associations
• Boards
• Commissions
• Co-partnerships
• Corporations
You are eligible if you are attached to any public school in Missouri including but not limited to:
• Camdenton Teachers Association
• Fulton Teachers Association
• North Callaway R-1 School District
• Northeast Missouri Teachers Association
You are eligible if you are in central and northeast Missouri employed by or affiliated with the federal government:
• Retirees
• Societies
• Associations
• Co-partnerships
• Corporations
You are eligible if you are employed by or affiliated with cities in Missouri including:
• City of Branson
• City of Columbia
• City of Camdenton
• City of Canton
• City of Fulton
• City of Holts Summit
• City of Jefferson
• City of Kirksville
• City of Marceline
• City of Nevada
• City of Osage Beach
• Cole County Courthouse
• Associations
• Co-partnerships
• Corporations
• Retirees
• Societies
You are eligible if you are employed by or affiliated with medical facilities including:
• Boone Hospital Center
• Boone Clinic
• Charter Hillside Hospital
• Columbia Center for Psychiatry
• Columbia Orthopedic Group
• Columbia Regional Hospital
• Dialysis Clinic, Inc
• Ellis Fischel Cancer Center
• Eye Consultants Group, Inc
• Harry S Truman VA Hospital
• Health South Howard A. Rusk Rehabilitation Center
• Phelps County Regional Medical Clinic
• University of Missouri Health Care Hospitals and Clinics
• Visiting Nurses Association
• Associations
• Co-partnerships
• Corporations
• Retirees
• Societies
If you are a part of one of the Select Employee Groups (SEGs), you are eligible to join:
• Missouri Intergovernmental Risk Management Association (MIRMA)
• Missouri Auto Dealers
• Missouri Bar Association (Employees)
• Missouri Division of Credit Unions
• Missouri Municipal League
• Thomas Hill Public Water

NCUA Insured Yes
Charter Number # # 65656
Date Established 1969
Assets $369.32 million
Loans $266.56 million
Deposits $322.33 million
Capital $36.95 million
 

Field of Membership Restrictions

Membership is open to those who live or work in Audrian, Callaway, Boone, Cole, Cooper, Howard, Miller, Moniteau, Osage or Randolph Counties in Missouri. Membership is also open to employees of the state of Missouri, the cities of Branson, Canton, Kirksville, Marceline, Nevada, Camdenton, or Osage Beach, the state of Missouri public schools and colleges and universities, Central Methodist University, Columbia College, Stephens College and William Woods University, federal employees in Central or Northeast Missouri, Boone Hospital Center; Boone Clinic; Charter Hillside Hospital; Columbia Orthopedic Group; Columbia Regional Hospital; Dialysis Clinic, Inc.; Ellis Fischel Cancer Center; Eye Consultants Group, Inc.; Harry S Truman VA Hospital; Howard A. Rusk Rehabilitation Center; Phelps County Regional Medical Center, University of Missouri Health Care Hospitals and Clinics, and other Select Employer Groups.

Deposit Rates - April 4, 2020

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $1 $25,000 Learn MoreShow Less
Money Market
0.15% $1,000 $9,999 Learn MoreShow Less
Money Market
0.25% $10,000 $24,999 Learn MoreShow Less
Money Market
0.35% $25,000 $49,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
Variable IRA Rates APY MIN MAX
1.76% $1 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.50% $500 - Learn MoreShow Less
Special: 17 Mo FIRA
1.75% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
3.00% $1 $2,500 Learn MoreShow Less
Int Ckg
0.10% $2,501 - Learn MoreShow Less

Loan Rates - April 4, 2020

Your Current Location: Washington, WA 98109

There are currently no loan rates available for MISSOURI

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.542% 4.500% 0.00 $1,250 $1,267 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.668% 4.625% 0.00 $1,250 $1,286 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More

Note to MISSOURI
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Missouri branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Missouri Locations


Financial Details

Missouri Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Missouri. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Missouri U.S. Average
6.54% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Missouri had $2,448,648 in non-current loans and $46,000 in owned assets. To cover these potential losses it had $36,951,702 in net worth and $1,170,279 in loans loss reserves. That gives it a Texas Ratio of 6.54%.

Net Worth
Missouri U.S. Average
10% 13.65%

Missouri FCU has a net worth of 10% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Missouri

Branches and Savings

What is Missouri?

A federal credit union, registered with the NCUA under certificate #65656.
Learn more about credit unions here.

Is Missouri FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Missouri?

Please see Field of Membership information above for information on who is eligible to join.

What are Missouri's share account and share certificate rates?

Missouri's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Missouri?

Missouri has total capital of $36.95 million. Full information on Missouri's financial position is located above.

Who owns Missouri?

Credit Unions are owned by their members.

Where are Missouri branches located?

See branch locations nearby.

Are Missouri ATMs Open 24/7?

Do Missouri ATMs accept cash deposits?

Can Missouri customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Missouri have a mobile app?

Does Missouri have mobile deposit?

Does Missouri have quick pay?

How can Missouri transfer money to other banks or credit unions?

Does Missouri report to credit bureaus?

Does Missouri use Chexsystems?

Does Missouri use Equifax?

What is Missouri's toll free phone number?

What is Missouri's ACH Routing Number?

What is Missouri's SWIFT code?

Where can I find Missouri's wire transfer form?

What is the Missouri address for deposits?

What Products Does Missouri Offer

Does Missouri offer mortgages?

Compare mortgage rates here.

Does Missouri offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Missouri offer auto and RV loans?

Compare auto loan rates here.

Does Missouri offer student loans or personal loans?

Compare personal loan rates here.

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