Morning Star Baptist Federal Credit Union

Headquarters

307 Shaw Ave
Clairton, PA 15025
See all branch locations →

Notable Rates	APY	Vs.Others
Savings	N.A.	4.60% →
1-Year CD	N.A.	4.59% →
2-Year CD	N.A.	4.10% →
5-Year CD	N.A.	4.00% →
30-Year Mortgage	N.A.	4.91% →
15-Year Mortgage	N.A.	4.39% →
HELOC	N.A.	0.99% →

Overview
Deposit Rates
Loan Rates
Branches
Climate
Financial Details
FAQs
Reviews

2025 Overview

General Credit Union Information

Morning Star Baptist is an NCUA insured institution located in Clairton, PA. It was founded in 1972 and has approximately $0.29 millions in assets.


NCUA Insured	Yes / Federally Chartered
Charter Number #	# 20839
Date Established	1972
Assets	$0.29 million
Loans	$0.09 million
Deposits	$0.19 million
Capital	$0.10 million

Deposit Rates - October 31, 2025

Your Current Location: California, CA 10007

We do not yet have rates for Morning Star Baptist

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Morning Star Baptist

Note to Morning Star Baptist
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - October 31, 2025

Your Current Location: California, CA 10007

There are currently no loan rates available for Morning Star Baptist

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - California 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000%	0.00	$0	$0	Learn More
NMLS ID: 1025894	6.227%	6.125%	0.88	$3,500	$1,945	Learn More
NMLS ID: 1907						Learn More
NMLS ID: 3030						Learn More

See More Mortgage Rates →

Featured - California Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Achieve Loans See Table	Intro APR 6.740 % After Intro: 6.740 %	$0	Learn More More Info
Offers may vary; all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Fixed rate APRs range from 6.240%- 14.00% and are assigned based on underwriting requirements. Offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (up to 3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. CLTV ratio may not exceed 75%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. 6.240% APR requires low DTI and CLTV; a maximum loan amount of up to $150,000; 10-year term; FICO 780+; and automatic payment enrollment. Contact Achieve Loans for further details. Equal Housing Opportunity. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period

See More Home Equity Rates →

Note to Morning Star Baptist
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Morning Star Baptist branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ventura,California

Morning Star Baptist Locations around zip code 10007

Branch	Distance	Map	View Lobby Hours
Morning Star Baptist	2129.85	A	View Lobby Hours
Morning Star Baptist	2129.85	B	View Lobby Hours

View Branches Nationwide →

Climate Policy and Initiatives

MORNING STAR BAPTIST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Add Your Review

or use your BestCashCow account

Financial Details

Morning Star Baptist Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Morning Star Baptist. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio

Morning Star Baptist	U.S. Average
9.66%	5.63

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2025, Morning Star Baptist had $12,309 in non-current loans and $0 in owned assets. To cover these potential losses it had $100,398 in net worth and $27,052 in loans loss reserves. That gives it a Texas Ratio of 9.66%.

Net Worth

Morning Star Baptist	U.S. Average
34.04%	14.29%

Morning Star Baptist FCU has a net worth of 34.04% versus the BestCashCow average of 14.29. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for Morning Star Baptist

There are currently no comments for MORNING STAR BAPTIST. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

or use your BestCashCow account