MOUNT VERNON NY POSTAL EMPLOYEES

15 South First Ave
Mount Vernon, NY 10550

 

Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 132
Date Established 1935
Assets $1.59 million
Loans $0.63 million
Deposits $1.36 million
Capital $0.22 million

Mount Vernon Ny Postal Employees is an NCUA insured institution located in Mount Vernon, NY. It was founded in 1935 and has approximately $1.59 millions in assets.

Deposit Rates

Your Current Location: Virginia, VA 20146

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Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for MOUNT VERNON NY POSTAL EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.325% 4.250% 0.50 $2,354 $1,230 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Flagstar Bank 5.740% $291.47 Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More

Note to MOUNT VERNON NY POSTAL EMPLOYEES
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Branches

Below are Mount Vernon Ny Postal Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Mount Vernon Ny Postal Employees Locations

Financial Details

Mount Vernon Ny Postal Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Mount Vernon Ny Postal Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Mount Vernon Ny Postal Employees U.S. Average
0.95% 6.94

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2018, Mount Vernon Ny Postal Employees had $2,195 in non-current loans and $0 in owned assets. To cover these potential losses it had $216,238 in net worth and $14,714 in loans loss reserves. That gives it a Texas Ratio of 0.95%.

Net Worth
Mount Vernon Ny Postal Employees U.S. Average
13.63% 13.08%

Mount Vernon Ny Postal Employees FCU has a net worth of 13.63% versus the BestCashCow average of 13.08. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Mount Vernon Ny Postal Employees

What is Mount Vernon Ny Postal Employees?

A federal credit union, registered with the NCUA under certificate #132.
Learn more about credit unions here.

Is Mount Vernon Ny Postal Employees FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Mount Vernon Ny Postal Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Mount Vernon Ny Postal Employees's share account and share certificate rates?

Mount Vernon Ny Postal Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Mount Vernon Ny Postal Employees?

Mount Vernon Ny Postal Employees has total capital of $0.22 million. Full information on Mount Vernon Ny Postal Employees's financial position is located above.

Who owns Mount Vernon Ny Postal Employees?

Credit Unions are owned by their members.

Where are Mount Vernon Ny Postal Employees branches located?

See branch locations nearby.

Are Mount Vernon Ny Postal Employees ATMs Open 24/7?

Do Mount Vernon Ny Postal Employees ATMs accept cash deposits?

Can Mount Vernon Ny Postal Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Mount Vernon Ny Postal Employees have a mobile app?

Does Mount Vernon Ny Postal Employees have mobile deposit?

Does Mount Vernon Ny Postal Employees have quick pay?

How can Mount Vernon Ny Postal Employees transfer money to other banks or credit unions?

Does Mount Vernon Ny Postal Employees report to credit bureaus?

Does Mount Vernon Ny Postal Employees use Chexsystems?

Does Mount Vernon Ny Postal Employees use Equifax?

What is Mount Vernon Ny Postal Employees's toll free phone number?

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What Products Does Mount Vernon Ny Postal Employees Offer

Does Mount Vernon Ny Postal Employees offer mortgages?

Compare mortgage rates here.

Does Mount Vernon Ny Postal Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Mount Vernon Ny Postal Employees offer auto and RV loans?

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Does Mount Vernon Ny Postal Employees offer student loans or personal loans?

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