Muskegon, MI 49441

Notable Rates APY Vs.Others
Savings 0.05% 2.20% →
1-Year CD 1.10% 2.25% →
2-Year CD 1.26% 2.30% →
5-Year CD 2.02% 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

Muskegon is an NCUA insured institution located in Muskegon, MI. It was founded in 1951 and has approximately $52.2 millions in assets.

NCUA Insured Yes
Charter Number # # 7509
Date Established 1951
Assets $52.20 million
Loans $19.07 million
Deposits $45.91 million
Capital $6.05 million

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Muskegon or other selected areas. Also open to employees of the City of Muskegon and several other municipalities in Muskegon County.

Deposit Rates - January 19, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.65% $2,000 $34,999 Learn MoreShow Less
Fixed IRA
1.10% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.01% $500 - Learn MoreShow Less
12 Mo CD
1.10% $500 - Learn MoreShow Less
24 Mo CD
1.26% $500 - Learn MoreShow Less
36 Mo CD
1.51% $500 - Learn MoreShow Less
48 Mo CD
1.76% $500 - Learn MoreShow Less
60 Mo CD
2.02% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.05% $5 - Learn MoreShow Less

Loan Rates - January 19, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for MUSKEGON

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
Rocket Mortgage
NMLS ID: 3030
4.668% 4.625% 0.00 $1,250 $1,286 Learn More
NMLS ID: 2890
License#: 13256
3.517% 3.500% 0.25 $515 $1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Eastern Bank
Eastern Bank
4.250 %
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
5.000 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Muskegon branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Muskegon Locations

Financial Details

Muskegon Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Muskegon. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Muskegon U.S. Average
0.70% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Muskegon had $1,367 in non-current loans and $41,850 in owned assets. To cover these potential losses it had $6,045,108 in net worth and $149,777 in loans loss reserves. That gives it a Texas Ratio of 0.70%.

Net Worth
Muskegon U.S. Average
11.58% 13.65%

Muskegon FCU has a net worth of 11.58% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Muskegon

Branches and Savings

What is Muskegon?

A federal credit union, registered with the NCUA under certificate #7509.
Learn more about credit unions here.

Is Muskegon FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Muskegon?

Please see Field of Membership information above for information on who is eligible to join.

What are Muskegon's share account and share certificate rates?

Muskegon's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Muskegon?

Muskegon has total capital of $6.05 million. Full information on Muskegon's financial position is located above.

Who owns Muskegon?

Credit Unions are owned by their members.

Where are Muskegon branches located?

See branch locations nearby.

Are Muskegon ATMs Open 24/7?

Do Muskegon ATMs accept cash deposits?

Can Muskegon customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Muskegon have a mobile app?

Does Muskegon have mobile deposit?

Does Muskegon have quick pay?

How can Muskegon transfer money to other banks or credit unions?

Does Muskegon report to credit bureaus?

Does Muskegon use Chexsystems?

Does Muskegon use Equifax?

What is Muskegon's toll free phone number?

What is Muskegon's ACH Routing Number?

What is Muskegon's SWIFT code?

Where can I find Muskegon's wire transfer form?

What is the Muskegon address for deposits?

What Products Does Muskegon Offer

Does Muskegon offer mortgages?

Compare mortgage rates here.

Does Muskegon offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Muskegon offer auto and RV loans?

Compare auto loan rates here.

Does Muskegon offer student loans or personal loans?

Compare personal loan rates here.

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