Oahu Federal Credit Union


Our records indicate that this credit union has been acquired by ALOHA PACIFIC.


Headquarters

2219 Pauoa Rd
Honolulu, HI 96813
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Oahu is an NCUA insured institution located in Honolulu, HI. It was founded in 1936 and has approximately $49.65 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 24830
Date Established 1936
Assets $49.65 million
Loans $19.94 million
Deposits $45.27 million
Capital $3.66 million
 

Field of Membership Restrictions

Membership is open to those who live or work in the area from Hawaii Kai to Mililani to Kapolei and down to Ewa Beach.

Deposit Rates - September 29, 2026

Your Current Location: Maine, ME

We do not yet have rates for Oahu

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Loan Rates - September 29, 2026

Your Current Location: Maine, ME

There are currently no loan rates available for Oahu

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Maine 30 Year Fixed Mortgage Rates 2026

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Featured - Maine Home Equity Line Of Credit Rates 2026

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Branches

Below are Oahu branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Brewer,Maine


Oahu Locations


BranchDistance Map View Lobby Hours

EPL

1233.59 A View Lobby Hours

OAHU FEDERAL CREDIT UNION

4992.53 B View Lobby Hours

EPL OFFICE /HAWAII

4997.03 C View Lobby Hours


Climate Policy and Initiatives

OAHU is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Oahu Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Oahu. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Oahu U.S. Average
1.34% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Oahu had $50,133 in non-current loans and $0 in owned assets. To cover these potential losses it had $3,661,032 in net worth and $74,324 in loans loss reserves. That gives it a Texas Ratio of 1.34%.

Net Worth
Oahu U.S. Average
7.37% 14.48%

Oahu FCU has a net worth of 7.37% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Oahu

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