Old Ocean


Po Box 867
Sweeny, TX 77480
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Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Old Ocean is an NCUA insured institution located in Sweeny, TX. It was founded in 1949 and has approximately $40.62 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 6175
Date Established 1949
Assets $40.62 million
Loans $22.60 million
Deposits $35.29 million
Capital $5.05 million

Field of Membership Restrictions

Must live, work or worship in Brazoria County.

Deposit Rates - July 26, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Old Ocean

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Advertiser Disclosure

Loan Rates - July 26, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for OLD OCEAN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

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Morty, Inc.
NMLS ID: 1429243
2.576% 2.490% 0.75 $2,832 $987 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

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4.840 %
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
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2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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To upload and update your bank's rates please register. It is free to register and add rates.



Below are Old Ocean branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Old Ocean Locations

Financial Details

Old Ocean Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Old Ocean. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Old Ocean U.S. Average
1.13% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Old Ocean had $49,863 in non-current loans and $7,231 in owned assets. To cover these potential losses it had $5,048,462 in net worth and $23,219 in loans loss reserves. That gives it a Texas Ratio of 1.13%.

Net Worth
Old Ocean U.S. Average
12.42% 12.20%

Old Ocean FCU has a net worth of 12.42% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Old Ocean

Branches and Savings

What is Old Ocean?

A federal credit union, registered with the NCUA under certificate #6175.
Learn more about credit unions here.

Is Old Ocean FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Old Ocean is insured by the NCUA.

Who can join Old Ocean?

Please see Field of Membership information above for information on who is eligible to join.

What are Old Ocean's share account and share certificate rates?

Old Ocean's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Old Ocean?

Old Ocean has total capital of $5.05 million. Full information on Old Ocean's financial position is located above.

Who owns Old Ocean?

Credit Unions are owned by their members.

Where are Old Ocean branches located?

See branch locations nearby.

Are Old Ocean ATMs Open 24/7?

Do Old Ocean ATMs accept cash deposits?

Can Old Ocean customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Old Ocean have a mobile app?

Does Old Ocean have mobile deposit?

Does Old Ocean have quick pay?

How can Old Ocean transfer money to other banks or credit unions?

Does Old Ocean report to credit bureaus?

Does Old Ocean use Chexsystems?

Does Old Ocean use Equifax?

What is Old Ocean's toll free phone number?

What is Old Ocean's ACH Routing Number?

What is Old Ocean's SWIFT code?

Where can I find Old Ocean's wire transfer form?

What is the Old Ocean address for deposits?

What Products Does Old Ocean Offer

Does Old Ocean offer mortgages?

Compare mortgage rates here.

Does Old Ocean offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Old Ocean offer auto and RV loans?

Compare auto loan rates here.

Does Old Ocean offer student loans or personal loans?

Compare personal loan rates here.

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