Ouachita Valley

Headquarters

P O Box 1477
West Monroe, LA 71294
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 0.65% →
1-Year CD 0.90% 0.67% →
2-Year CD 1.21% 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Ouachita Valley is an NCUA insured institution located in West Monroe, LA. It was founded in 1955 and has approximately $296.44 millions in assets.

Who can join?

If you live, work, worship or attend school in the following parishes, you are eligible for membership. The parishes are Ouachita, Lincoln, Jackson, Caldwell, Franklin, Morehouse and Richland.

If you work for a sponsor company, you and your family are eligible for membership.

NCUA Insured Yes / Federally Chartered
Charter Number # # 10181
Date Established 1955
Assets $296.44 million
Loans $193.46 million
Deposits $255.26 million
Capital $34.11 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in the parishes of Ouachita, Lincoln, Jackson, Caldwell, Franklin, Morehouse or Richland.

Deposit Rates - May 6, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.70% $10,000 $14,999 Learn More
6 Mo CD
0.70% $100,000 $199,999 Learn More
12 Mo CD
0.90% $10,000 $14,999 Learn More
12 Mo CD
0.90% $100,000 $199,999 Learn More
18 Mo CD
1.16% $10,000 $14,999 Learn More
18 Mo CD
1.16% $100,000 $199,999 Learn More
24 Mo CD
1.21% $10,000 $14,999 Learn More
24 Mo CD
1.21% $100,000 $199,999 Learn More
36 Mo CD
1.31% $10,000 $14,999 Learn More
36 Mo CD
1.31% $100,000 $199,999 Learn More
48 Mo CD
1.41% $10,000 $14,999 Learn More
48 Mo CD
1.41% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.08% $2,500 $3,499 Learn MoreShow Less

Loan Rates - May 6, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for OUACHITA VALLEY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
2.782% 2.750% 0.38 $1,045 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to OUACHITA VALLEY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Ouachita Valley branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Ouachita Valley Locations


Financial Details

Ouachita Valley Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ouachita Valley. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ouachita Valley U.S. Average
10.73% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Ouachita Valley had $3,730,812 in non-current loans and $46,650 in owned assets. To cover these potential losses it had $34,110,037 in net worth and $1,084,153 in loans loss reserves. That gives it a Texas Ratio of 10.73%.

Net Worth
Ouachita Valley U.S. Average
11.5% 12.67%

Ouachita Valley FCU has a net worth of 11.5% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Ouachita Valley

Branches and Savings

What is Ouachita Valley?

A federal credit union, registered with the NCUA under certificate #10181.
Learn more about credit unions here.

Is Ouachita Valley FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Ouachita Valley is insured by the NCUA.

Who can join Ouachita Valley?

Please see Field of Membership information above for information on who is eligible to join.

What are Ouachita Valley's share account and share certificate rates?

Ouachita Valley's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Ouachita Valley?

Ouachita Valley has total capital of $34.11 million. Full information on Ouachita Valley's financial position is located above.

Who owns Ouachita Valley?

Credit Unions are owned by their members.

Where are Ouachita Valley branches located?

See branch locations nearby.

Are Ouachita Valley ATMs Open 24/7?

Do Ouachita Valley ATMs accept cash deposits?

Can Ouachita Valley customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Ouachita Valley have a mobile app?

Does Ouachita Valley have mobile deposit?

Does Ouachita Valley have quick pay?

How can Ouachita Valley transfer money to other banks or credit unions?

Does Ouachita Valley report to credit bureaus?

Does Ouachita Valley use Chexsystems?

Does Ouachita Valley use Equifax?

What is Ouachita Valley's toll free phone number?

What is Ouachita Valley's ACH Routing Number?

What is Ouachita Valley's SWIFT code?

Where can I find Ouachita Valley's wire transfer form?

What is the Ouachita Valley address for deposits?

What Products Does Ouachita Valley Offer

Does Ouachita Valley offer mortgages?

Compare mortgage rates here.

Does Ouachita Valley offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Ouachita Valley offer auto and RV loans?

Compare auto loan rates here.

Does Ouachita Valley offer student loans or personal loans?

Compare personal loan rates here.

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