Palm Springs


425 N. Civic Drive
Palm Springs, CA 92262
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Palm Springs is an NCUA insured institution located in Palm Springs, CA. It was founded in 1957 and has approximately $13.01 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 12111
Date Established 1957
Assets $13.01 million
Loans $4.64 million
Deposits $11.22 million
Capital $1.57 million

Deposit Rates - April 22, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Palm Springs

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Note to Palm Springs
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Loan Rates - April 22, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for PALM SPRINGS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
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Rocket Mortgage
NMLS ID: 3030
3.243% 3.125% 1.00 $3,750 $1,071 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
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0.000 %
$0 Learn More
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Third Federal Savings and Loan
Third Federal Savings and Loan
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2.240 %
$0 Learn More
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Palm Springs branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Palm Springs Locations

Financial Details

Palm Springs Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Palm Springs. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Palm Springs U.S. Average
24.06% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Palm Springs had $50,085 in non-current loans and $346,860 in owned assets. To cover these potential losses it had $1,569,017 in net worth and $80,578 in loans loss reserves. That gives it a Texas Ratio of 24.06%.

Net Worth
Palm Springs U.S. Average
12.05% 12.67%

Palm Springs FCU has a net worth of 12.05% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Palm Springs

Branches and Savings

What is Palm Springs?

A federal credit union, registered with the NCUA under certificate #12111.
Learn more about credit unions here.

Is Palm Springs FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Palm Springs is insured by the NCUA.

Who can join Palm Springs?

Please see Field of Membership information above for information on who is eligible to join.

What are Palm Springs's share account and share certificate rates?

Palm Springs's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Palm Springs?

Palm Springs has total capital of $1.57 million. Full information on Palm Springs's financial position is located above.

Who owns Palm Springs?

Credit Unions are owned by their members.

Where are Palm Springs branches located?

See branch locations nearby.

Are Palm Springs ATMs Open 24/7?

Do Palm Springs ATMs accept cash deposits?

Can Palm Springs customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Palm Springs have a mobile app?

Does Palm Springs have mobile deposit?

Does Palm Springs have quick pay?

How can Palm Springs transfer money to other banks or credit unions?

Does Palm Springs report to credit bureaus?

Does Palm Springs use Chexsystems?

Does Palm Springs use Equifax?

What is Palm Springs's toll free phone number?

What is Palm Springs's ACH Routing Number?

What is Palm Springs's SWIFT code?

Where can I find Palm Springs's wire transfer form?

What is the Palm Springs address for deposits?

What Products Does Palm Springs Offer

Does Palm Springs offer mortgages?

Compare mortgage rates here.

Does Palm Springs offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Palm Springs offer auto and RV loans?

Compare auto loan rates here.

Does Palm Springs offer student loans or personal loans?

Compare personal loan rates here.

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