PEARL HAWAII

Headquarters

94-449 UKEE ST
Waipahu, HI 96797
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.91% →
1-Year CD 0.80% 0.85% →
2-Year CD 1.00% 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Pearl Hawaii is an NCUA insured institution located in Waipahu, HI. It was founded in 1937 and has approximately $381.62 millions in assets.

Who can join?

Any person who lives, works, is educated, or worships on the island of Oahu is eligible for membership.

An immediate family/household member of a person who lives, works, attends school, or worships on the island of Oahu is also eligible for membership.

NCUA Insured Yes
Charter Number # # 1961
Date Established 1937
Assets $381.62 million
Loans $169.68 million
Deposits $336.87 million
Capital $40.27 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school on O’ahu. Membership is also open to family and household members of those eligible.

Deposit Rates - December 1, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.30% $10,000 $14,999 Learn More
3 Mo CD
0.30% $100,000 $199,999 Learn More
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.80% $10,000 $14,999 Learn More
12 Mo CD
0.80% $100,000 $199,999 Learn More
24 Mo CD
1.00% $10,000 $14,999 Learn More
24 Mo CD
1.00% $100,000 $199,999 Learn More
36 Mo CD
1.05% $10,000 $14,999 Learn More
36 Mo CD
1.05% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.20% $1 $499 Learn MoreShow Less

Loan Rates - December 1, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for PEARL HAWAII

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.557% 2.500% 0.50 $1,890 $988 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.560% 2.500% 0.75 $1,980 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to PEARL HAWAII
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Pearl Hawaii branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Pearl Hawaii Locations


Financial Details

Pearl Hawaii Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Pearl Hawaii. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Pearl Hawaii U.S. Average
6.58% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Pearl Hawaii had $2,663,785 in non-current loans and $78,698 in owned assets. To cover these potential losses it had $40,272,490 in net worth and $1,391,296 in loans loss reserves. That gives it a Texas Ratio of 6.58%.

Net Worth
Pearl Hawaii U.S. Average
10.55% 13.61%

Pearl Hawaii FCU has a net worth of 10.55% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Pearl Hawaii

Branches and Savings

What is Pearl Hawaii?

A federal credit union, registered with the NCUA under certificate #1961.
Learn more about credit unions here.

Is Pearl Hawaii FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Pearl Hawaii?

Please see Field of Membership information above for information on who is eligible to join.

What are Pearl Hawaii's share account and share certificate rates?

Pearl Hawaii's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Pearl Hawaii?

Pearl Hawaii has total capital of $40.27 million. Full information on Pearl Hawaii's financial position is located above.

Who owns Pearl Hawaii?

Credit Unions are owned by their members.

Where are Pearl Hawaii branches located?

See branch locations nearby.

Are Pearl Hawaii ATMs Open 24/7?

Do Pearl Hawaii ATMs accept cash deposits?

Can Pearl Hawaii customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Pearl Hawaii have a mobile app?

Does Pearl Hawaii have mobile deposit?

Does Pearl Hawaii have quick pay?

How can Pearl Hawaii transfer money to other banks or credit unions?

Does Pearl Hawaii report to credit bureaus?

Does Pearl Hawaii use Chexsystems?

Does Pearl Hawaii use Equifax?

What is Pearl Hawaii's toll free phone number?

What is Pearl Hawaii's ACH Routing Number?

What is Pearl Hawaii's SWIFT code?

Where can I find Pearl Hawaii's wire transfer form?

What is the Pearl Hawaii address for deposits?

What Products Does Pearl Hawaii Offer

Does Pearl Hawaii offer mortgages?

Compare mortgage rates here.

Does Pearl Hawaii offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Pearl Hawaii offer auto and RV loans?

Compare auto loan rates here.

Does Pearl Hawaii offer student loans or personal loans?

Compare personal loan rates here.

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