Pinnacle Credit Union

Headquarters

536 North Ave Ne
Atlanta, GA 30308
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.01% 1.02% →
1-Year CD 0.40% 2.15% →
2-Year CD 0.50% 2.81% →
5-Year CD 1.15% 3.05% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Pinnacle is an NCUA insured institution located in Atlanta, GA. It was founded in 1926 and has approximately $87.64 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 67632
Date Established 1926
Assets $87.64 million
Loans $53.93 million
Deposits $81.17 million
Capital $6.59 million
 

Field of Membership Restrictions

Membership is open to employees of Atlanta Board of Education, Atlanta Chamber of Commerce, Chatuge Regional Hospital & Nursing Home, Clark Atlanta University, Diversified Metal Fabricators, Georgia Association of Educators, Marion County Schools, Morehouse College, Pioneer Aerospace, Inc.-Mississippi, Putnam General Hospital, Towns County Water and Sewerage, World Trade Center of Atlanta and over 50 other area employee groups.

Deposit Rates - May 16, 2022

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.01% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.40% $10,000 $14,999 Learn More
12 Mo CD
0.40% $100,000 $199,999 Learn More
24 Mo CD
0.50% $10,000 $14,999 Learn More
24 Mo CD
0.50% $100,000 $199,999 Learn More
36 Mo CD
0.75% $10,000 $14,999 Learn More
36 Mo CD
0.75% $100,000 $199,999 Learn More
48 Mo CD
1.00% $10,000 $14,999 Learn More
48 Mo CD
1.00% $100,000 $199,999 Learn More
60 Mo CD
1.15% $10,000 $14,999 Learn More
60 Mo CD
1.15% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.01% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $2,500 $3,499 Learn MoreShow Less

Loan Rates - May 16, 2022

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for PINNACLE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
CIT Bank, A Division of First Citizens Bank
NMLS ID: 503941
5.260% 5.175% 1.00 $2,395 $1,369 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
3.490 %
After Intro: 4.500 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to PINNACLE
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Pinnacle branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Pinnacle Locations



Climate Initiatives

PINNACLE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Pinnacle Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Pinnacle. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Pinnacle U.S. Average
3.43% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Pinnacle had $188,860 in non-current loans and $46,523 in owned assets. To cover these potential losses it had $6,591,588 in net worth and $263,362 in loans loss reserves. That gives it a Texas Ratio of 3.43%.

Net Worth
Pinnacle U.S. Average
7.52% 12.36%

Pinnacle FCU has a net worth of 7.52% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for PINNACLE

There are currently no comments for PINNACLE. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →