Pinnacle Credit Union
Headquarters
1342 Glenwood Ave Se, Suite 1
Atlanta, GA 30316
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2024 Overview
General Credit Union Information
Pinnacle is an NCUA insured institution located in Atlanta, GA. It was founded in 1926 and has approximately $86.69 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 67632 |
| Date Established | 1926 |
| Assets | $86.69 million |
| Loans | $56.94 million |
| Deposits | $81.03 million |
| Capital | $7.76 million |
Field of Membership Restrictions
Membership is open to employees of Atlanta Board of Education, Atlanta Chamber of Commerce, Chatuge Regional Hospital & Nursing Home, Clark Atlanta University, Diversified Metal Fabricators, Georgia Association of Educators, Marion County Schools, Morehouse College, Pioneer Aerospace, Inc.-Mississippi, Putnam General Hospital, Towns County Water and Sewerage, World Trade Center of Atlanta and over 50 other area employee groups.
Deposit Rates - May 8, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.01% | $2,500 | $4,999 |
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|
|
Money Market
|
0.15% | $2,500 | $2,999 |
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|
|
Money Market
|
0.15% | $10,000 | $14,999 |
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|
|
Money Market
|
0.15% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.15% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.15% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.01% | $1 | $499 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.01% | $2,500 | $3,499 | Learn More |
Loan Rates - May 8, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Pinnacle
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.555% | 6.375% | 0.88 | $6,053 | $1,997 | Learn More |
NMLS ID: 447490 |
6.572% | 6.500% | 0.75 | $2,396 | $2,023 | Learn More |
NMLS ID: 2059741 |
6.776% | 6.625% | 0.88 | $4,988 | $2,049 | Learn More |
NMLS ID: 1025894 |
7.078% | 6.990% | 0.63 | $2,859 | $2,127 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Pinnacle
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Branches
Below are Pinnacle branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
PINNACLE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Pinnacle Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Pinnacle. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Pinnacle | U.S. Average |
|---|---|
| 5.56% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Pinnacle had $405,719 in non-current loans and $46,523 in owned assets. To cover these potential losses it had $7,757,110 in net worth and $374,069 in loans loss reserves. That gives it a Texas Ratio of 5.56%.
Net Worth
| Pinnacle | U.S. Average |
|---|---|
| 8.95% | 13.62% |
Pinnacle FCU has a net worth of 8.95% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Pinnacle
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